Bay County property record for 908 E 10th Ct, Panama City, FL 32401
| Property Type | Clubs, Lodges, Professional Associations |
|---|---|
| Details | 3 bd · 1 ba · 1,200 sqft · built 1945 |
| Lot Size | 0.128 acres (5,576 sqft) |
| Owner | Company Name on File |
| Tax Bill | $24 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 17070-000-000 |
| Primary APN | 17070-000-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,200 sqft Heated Area |
| 1st Floor Area | 600 sqft |
| 2nd Floor Area | 600 sqft |
| Year Built | Built 1945 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Wood Frame |
| Roof Material | Metal |
| Lot Area | 5,576 sqft (0.128 acres) |
| Lot Dimensions | 140 ft deep x 40 ft wide |
| Porch | Porch |
| Porch Area | 112 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 908 E 10TH CT |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Clubs, Lodges, Professional Associations |
| Local Zoning Code | PC03 |
| Legal Description | GLENWOOD ADD. LOT 5 BLK 6 ORB 3774 P 2176 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 04 |
| Legal Subdivision | GLENWOOD |
| Legal Block | 6 |
| Legal Lot Number | 5 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 1600 |
908 E 10th Ct, a commercial property, is owned by a company that acquired it in March 2016 and is owner-occupied.
Source: Bay County records, as of January 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1014 MERCEDES AVE, PANAMA CITY, FL 32401-3477 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 1, 2016 |
| Transfer Doc | 0037742176 |
| Record Updated | Jun 8, 2026 |
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,801 (-) Land $9,800 Building $1 | $9,801 (-) Land $9,800 Building $1 | |
| 2024 | $24.00 (-90.44%) Additional exemption filed | $9,801 (-) Land $9,800 Building $1 | $9,801 (-) Land $9,800 Building $1 |
| 2023 | $251.00 (-3.46%) Additional exemption filed | $9,801 (-76.84%) Land $9,800 Building $1 | $9,801 (-76.84%) Land $9,800 Building $1 |
| 2022 | $260.00 Additional exemption filed | $42,310 Land $9,800 Building $32,510 | $42,310 Land $9,800 Building $32,510 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 908 E 10th Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 6 (1995–2023) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Sep 2023 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 908 E 10th Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications.
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