Bay County property record for 902 E 10th Ct, Panama City, FL 32401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,144 sqft · built 2024 |
| Lot Size | 0.128 acres (5,576 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (Apr 2025) |
| Tax Bill | $3,039 (2025) |
| Deeds & Mortgages | Apr 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17072-010-000 |
| Primary APN | 17072-010-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,144 sqft Heated Area |
| Gross Area | 1,246 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2024 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Shingle |
| Lot Area | 5,576 sqft (0.128 acres) |
| Lot Dimensions | 140 ft deep x 40 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 902 E 10TH CT |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-3456 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PC03 |
| Legal Description | GLENWOOD ADD. LOTS 8 BLK 6 ORB 4900 P 839 |
| Legal Subdivision | GLENWOOD |
| Legal Block | 6 |
| Legal Lot Number | 8 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 1600 |
902 E 10th Ct is owned and occupied by an individual who bought it in April 2025.
Source: Bay County records, as of January 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 902 E 10TH CT, PANAMA CITY, FL 32401-3456 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 4, 2025 · Amount on File |
| Deed Sale | Apr 4, 2025 · Amount on File |
| Deed Document Number | 2025018610 |
| Deed Book / Page | 4900 / 839 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Apr 4, 2025 |
| Property Address | 902 E 10TH CT, PANAMA CITY, FL 32401-3456 |
| Document Number | 0049000839 |
| Book / Page | 4900 / 839 |
| Map Reference | MB 4 PG 13 |
| Instrument Date | Mar 14, 2025 |
| Instrument | 2025018610 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 26, 2026 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1340 N PALO ALTO AVE, PANAMA CITY, FL 32401-3369 |
| Name | Verified Name |
|---|---|
| Address | 902 E 10TH CT, PANAMA CITY, FL 32401-3456 |
| Document Number | 0004900841 |
|---|---|
| Date | Apr 4, 2025 |
| Instrument | 4900/841 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2055 |
| Document Number | 0049000854 |
|---|---|
| Date | Apr 4, 2025 |
| Book Page | 4900/854 |
| Instrument | 2025018612 |
| Name | CITY OF PANAMA CITY |
|---|---|
| Type | Government Agency |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 902 E 10th Ct was $3,039, up 1,482.8% from the year before.
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,039.00 (+1,482.81%) | $192,444 (+1,701.91%) Land $12,544 Building $179,900 | $192,444 (+1,701.91%) Land $12,544 Building $179,900 |
| 2024 | $192.00 | $10,680 Land $10,680 | $10,680 Land $10,680 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 902 E 10th Ct in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 6 (1995–2023) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Sep 2023 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 902 E 10th Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures