Union County property record for 908 Cypress Point Ln, Monroe, NC 28112
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,536 sqft · built 2025 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $528,000 (Sep 2025) |
| Tax Bill | $459 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Jan 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-417-404 |
| Primary APN | 09-417-404 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,536 sqft Living Area |
| 1st Floor Area | 2,212 sqft |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Lot Area | 6,970 sqft (0.16 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 908 CYPRESS POINT LN |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-7684 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | #218 STONEBRIDGE PARCELS 3,7 & 9 PH4 MP1 OPCS242-245 |
| Legal Subdivision | STONEBRIDGE |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 21005 |
908 Cypress Point Ln is owned and occupied by two individuals who bought it in September 2025.
Source: Union County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 908 CYPRESS POINT LN, MONROE, NC 28112-7684 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 22, 2025 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Jan 17, 2025 | Warranty Deed, Transfer INDEPENDENCE TITLE GROUP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 22, 2025 · Amount on File |
| Deed Sale | Sep 22, 2025 · Amount on File |
| Prior Sale | Jan 17, 2025 · Amount on File |
| Deed Document Number | 202524505 |
| Deed Book / Page | 9204 / 353 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Sep 22, 2025 |
| Property Address | 908 CYPRESS POINT LN, MONROE, NC 28112-7684 |
| Document Number | 0000920435 |
| Book / Page | 9204 / 35 |
| Map Reference | MB S FILE 242-245 |
| Instrument Date | Sep 22, 2025 |
| Instrument | 24505 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 2, 2025 |
| Title Company | INDEPENDENCE TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,056.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2649 BREKONRIDGE CENTRE DR, MONROE, NC 28110-5629 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 908 CYPRESS POINT LN, MONROE, NC 28112-7684 |
| Document Number | 0000024506 |
|---|---|
| Date | Sep 22, 2025 |
| Instrument | 24506 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jan 17, 2025 |
| Property Address | 908 CYPRESS POINT LN, MONROE, NC 28112-7684 |
| Document Number | 0009047658 |
| Book / Page | 9047 / 658 |
| Map Reference | MB S FILE 242-245 |
| Instrument Date | Jan 16, 2025 |
| Instrument | 1268 |
| Transaction Type | Transfer |
| Record Updated | Dec 2, 2025 |
| Title Company | INDEPENDENCE TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,417.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2627 BREKONRIDGE CENTRE DR, MONROE, NC 28110-5629 |
| Name | Verified Name |
|---|---|
| Address | 2649 BREKONRIDGE CENTRE DR, MONROE, NC 28110-5629 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 908 Cypress Point Ln was $459.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $525,200 (+449.95%) Land $95,500 Building $429,700 | $525,200 (+449.95%) Land $95,500 Building $429,700 | |
| 2025 | $459.00 | $95,500 Land $95,500 | $95,500 Land $95,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 908 Cypress Point Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 908 Cypress Point Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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