907 Cypress Point Ln, Monroe, NC 28112 Property Records

Union County property record for 907 Cypress Point Ln, Monroe, NC 28112

Property Summary

Property TypeSingle Family Home
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on Record
Last Sale$507,000 (Apr 2025)
Tax Bill$459 (2025)
Deeds & MortgagesApr 2025 Sale & Mortgage
Dec 2024 Sale
Flood ZoneZone X (minimal risk)
APN09-417-400

Property Details

APN / Parcel Number

Primary APN09-417-400

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,176 sqft Living Area
1st Floor Area2,176 sqft

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Lot Area10,890 sqft (0.25 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address907 CYPRESS POINT LN
CityMONROE
StateNC
Zip28112-7684
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description#214 STONEBRIDGE PARCELS 3,7 & 9 PH4 MP1 OPCS242-245
Legal SubdivisionSTONEBRIDGE
JurisdictionUNION NC
Township / Civil DivisionMONROE
Census Block Group1
Census Block1016
Census Tract21005

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address907 CYPRESS POINT LN, MONROE, NC 28112-7684
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 17, 2025Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
MOVEMENT MORTGAGE
Dec 30, 2024Warranty Deed, Transfer
INDEPENDENCE TITLE GROUP LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 17, 2025 · Amount on Record
Deed SaleApr 17, 2025 · Amount on Record
Deed Document Number20259395
Deed Book / Page9101 / 415
Record UpdatedOct 29, 2026

April 2025: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionUNION NC
Recording DateApr 17, 2025
Property Address907 CYPRESS POINT LN, MONROE, NC 28112-7684
Document Number0009101415
Book / Page9101 / 415
Map ReferenceMB S FILE 242-245
Instrument DateApr 17, 2025
Instrument9395
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 5, 2025
Title CompanyINDEPENDENCE TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,014.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2649 BREKONRIDGE CENTRE DR, MONROE, NC 28110-5629

Transferred To (Grantee/Buyer)

NameVerified Name
Address907 CYPRESS POINT LN, MONROE, NC 28112-7684
InvestorPossibly a Property Investor

Mortgage

Document Number0000009396
DateApr 17, 2025
Instrument9396
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2055

December 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateDec 30, 2024
Property Address907 CYPRESS POINT LN, MONROE, NC 28112-7684
Document Number0009038113
Book / Page9038 / 113
Map ReferenceMB S FILE 242-245
Instrument DateDec 27, 2024
Instrument31114
Transaction TypeTransfer
Record UpdatedDec 5, 2025
Title CompanyINDEPENDENCE TITLE GROUP LLC

Transaction

AmountAmount Recorded
Tax$529.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address2627 BREKONRIDGE CENTRE DR, MONROE, NC 28110-5629

Transferred To (Grantee/Buyer)

NameVerified Name
Address2649 BREKONRIDGE CENTRE DR, MONROE, NC 28110-5629
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$489,900 (+412.98%) Land $95,500 Building $394,400$489,900 (+412.98%) Land $95,500 Building $394,400
2025$459.00$95,500 Land $95,500$95,500 Land $95,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUNION COUNTY WATER SYSTEM
serves 169,685 people · EPA ID NC0190413
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Mar 2020
Haloacetic acids
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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