908 Cindy Ln, Westminster, MD 21157 Property Records

Carroll County property record for 908 Cindy Ln, Westminster, MD 21157 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,960 sqft · built 1976
Lot Size	1.14 acres (49,658 sqft)
Owner	2 Individual Names on File
Last Sale	$189,000 (Jul 1990)
Tax Bill	$4,810 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Feb 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-035232`

Property Details

APN / Parcel Number

Primary APN	`04-035232`
Alternative APNs	`4035232` `035232`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,960 sqft Total Area
Basement Area	457 sqft
Finished Basement	457 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	49,658 sqft (1.14 acres)
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	648 sqft
Porch	Slab
Porch Area	296 sqft
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	035232
Street Address	908 CINDY LN
City	WESTMINSTER
State	MD
Zip	21157-7640
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT.13 1.145 AC 908 CINDY LANE PLT. 14-6 GREENLEAF SC. 2
Legal Subdivision	GREENLEAF
Legal Lot Number	13
Jurisdiction	CARROLL MD
Township / Civil Division	4, WOOLERYS
Census Block Group	3
Census Block	3000
Census Tract	504202

Owner

Source: Carroll County records · APN 04-035232

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	908 CINDY LN, WESTMINSTER, MD 21157-7640
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Feb 23, 2022	Intrafamily Transfer, Transfer
Oct 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Aug 13, 2018	Deed of Trust, Mortgage · Line of Credit MANUFATURERS AND TRADERS TRUST CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 17, 1990 · Amount on Record
Deed Sale	Jul 17, 1990 · Amount on Record
Prior Sale	Jul 13, 1982 · Amount on Record
Deed Book / Page	1221 / 907
Last Transfer Date	Feb 03, 2022
Transfer Doc	0106820130
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	908 CINDY LN, WESTMINSTER, MD 21157-7640
Transaction Type	Mortgage
Record Updated	May 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 CINDY LN, WESTMINSTER, MD 21157-7640

Mortgage

Document Number	0107530218
Date	Apr 26, 2022
Book Page	10753/218

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Apr 06, 2062

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARROLL MD
Recording Date	Feb 23, 2022
Property Address	908 CINDY LN, WESTMINSTER, MD 21157-7640
Document Number	0106820130
Book / Page	10682 / 130
Instrument Date	Feb 03, 2022
Transaction Type	Transfer
Record Updated	Mar 11, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 CINDY LN, WESTMINSTER, MD 21157-7640

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	908 CINDY LN, WESTMINSTER, MD 21157-7640
Transaction Type	Mortgage
Record Updated	Nov 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0105300326
Date	Oct 28, 2021
Book Page	10530/326

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Aug 01, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	908 CINDY LN, WESTMINSTER, MD 21157-7640
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0090900299
Date	Aug 13, 2018
Book Page	9090/0299

Lender

Name	MANUFATURERS AND TRADERS TRUST CO
Type	Non-Lending Institution
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$483,667 (+6.56%)	$543,200 (+19.67%) Land $201,400 Building $341,800
2025	$4,810.00 (+8.14%) Homeowner's exemption	$453,900 (+15.29%) Land $161,400 Building $292,500	$453,900 (-) Land $161,400 Building $292,500
2023	$4,448.00 Homeowner's exemption	$393,700	$453,900 Land $161,400 Building $292,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240135042023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1979–2015)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2015, other causes

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 83 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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