906 Cindy Ln, Westminster, MD 21157 Property Records

Carroll County property record for 906 Cindy Ln, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,232 sqft · built 1976
Lot Size	1.12 acres (48,787 sqft)
Owner	2 Individual Names on Record
Last Sale	$385,000 (Oct 2007)
Tax Bill	$4,551 (2026)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-035224`

Property Details

APN / Parcel Number

Primary APN	`04-035224`
Alternative APN	`035224`

Interior

Full Baths	3 Baths
Building Area	1,232 sqft Total Area
Basement Area	457 sqft
Finished Basement	457 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	48,787 sqft (1.12 acres)
Garage Type	Attached
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	800 sqft
Porch	Slab
Porch Area	176 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	035224
Street Address	906 CINDY LN
City	WESTMINSTER
State	MD
Zip	21157-7640
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-400
Legal Description	LT 12 - 1.12 ACS 906 CINDY LANE 14-69 GREENLEAF SC 2
Legal Subdivision	GREENLEAF
Legal Lot Number	12
Jurisdiction	CARROLL MD
Township / Civil Division	4, WOOLERYS
Census Block Group	3
Census Block	3000
Census Tract	504202

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	906 CINDY LN, WESTMINSTER, MD 21157-7640
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2007 · Amount on Record
Deed Sale	Oct 31, 2007 · Amount on Record
Prior Sale	Jun 18, 2004 · Amount on Record
Deed Document Number	200771391
Deed Book / Page	5384 / 156
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	906 CINDY LN, WESTMINSTER, MD 21157-7640
Document Number	0099140204
Instrument Date	Oct 8, 2020
Transaction Type	Mortgage
Record Updated	Nov 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	906 CINDY LN WESTMINSTER MD 211577640, WESTMINSTER, MD 21157-7640

Mortgage

Document Number	0099140204
Date	Oct 23, 2020
Book Page	009914/000204

Lender

Name	PNC BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,551.00 (+4.6%) Homeowner's exemption	$425,600 (+19.02%)	$442,000 (+5.89%) Land $201,200 Building $240,800
2025	$4,351.00 (+7.7%) Homeowner's exemption
2023	$4,040.00 Homeowner's exemption	$357,600	$417,400 Land $161,200 Building $256,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1979–2015)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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