908 Charisma Ct, Forest Hill, MD 21050 Property Records

Harford County property record for 908 Charisma Ct, Forest Hill, MD 21050

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,974 sqft · built 2002
Lot Size	0.522 acres (22,753 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,000 (Jul 2019)
Tax Bill	$6,061 (2026)
Deeds & Mortgages	Jul 2019 Sale & Mortgage Jan 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03-354709`

Property Details

APN / Parcel Number

Primary APN	`03-354709`
Alternative APNs	`3354709` `354709`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,974 sqft Total Area
Basement Area	900 sqft
Finished Basement	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	22,753 sqft (0.522 acres)
Garage Type	Mixed
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Patio Area	231 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	354709
Street Address	908 CHARISMA CT
City	FOREST HILL
State	MD
Zip	21050-2759
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1COS
Legal Description	LOT 412 22753 SF 908 CHARISMA COURT FOREST LAKE S7 P 104/37
Legal Subdivision	FOREST LAKES
Legal Lot Number	412
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	2
Census Block	2002
Census Tract	303204

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	908 CHARISMA CT, FOREST HILL, MD 21050-2759
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2019	Grant Deed, Transfer · Conventional Mortgage CALIBER HM LOANS
Jan 28, 2019	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2019 · Amount on Record
Deed Sale	Jul 10, 2019 · Amount on Record
Prior Sale	Feb 15, 2002 · Amount on Record
Deed Book / Page	13340 / 104
Record Updated	Oct 29, 2026

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HARFORD MD
Recording Date	Jul 10, 2019
Property Address	908 CHARISMA CT, FOREST HILL, MD 21050-2759
Document Number	0133400104
Book / Page	013340 / 000104
Instrument Date	Jul 8, 2019
Transaction Type	Transfer
Record Updated	Jul 29, 2019
Title Company	HOMESALE SETTLEMENT SERVICES, HOMESALE SETTLEMENT SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$475.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	908 CHARISMA CT FOREST HILL MD 210502759, FOREST HILL, MD 21050-2759

Mortgage

Document Number	133400110
Date	Jul 10, 2019
Book Page	013340/000110

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 9, 2049

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	908 CHARISMA CT, FOREST HILL, MD 21050-2759
Document Number	0131920045
Instrument Date	Jan 28, 2019
Transaction Type	Mortgage
Record Updated	Mar 28, 2019
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	908 CHARISMA CT FOREST HILL MD 210502759, FOREST HILL, MD 21050-2759

Mortgage

Document Number	0131920045
Date	Mar 19, 2019
Book Page	013192/000045

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,061.00 (+7.96%) Homeowner's exemption	$556,167 (+12.57%)	$596,100 (+11.17%) Land $118,600 Building $477,500
2025	$5,614.00 (+8.9%) Homeowner's exemption
2023		$494,067	$536,200 Land $118,600 Building $417,600
2022	$5,155.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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