907 Charisma Ct, Forest Hill, MD 21050 Property Records

Harford County property record for 907 Charisma Ct, Forest Hill, MD 21050

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,781 sqft · built 2002
Lot Size	0.472 acres (20,567 sqft)
Owner	2 Individual Names on Record
Last Sale	$585,900 (Aug 2021)
Tax Bill	$6,258 (2026)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-354725`

Property Details

APN / Parcel Number

Primary APN	`03-354725`
Alternative APNs	`3354725` `354725`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,781 sqft Total Area
Basement Area	970 sqft
Finished Basement	970 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	20,567 sqft (0.472 acres)
Garage Type	Mixed
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	512 sqft
Deck Area	340 sqft
Patio Area	340 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	354725
Street Address	907 CHARISMA CT
City	FOREST HILL
State	MD
Zip	21050-2759
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1COS
Legal Description	LOT 414 20567 SF 907 CHARISMA COURT FOREST LAKE S7 P 104/37
Legal Subdivision	FOREST LAKES
Legal Lot Number	414
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	2
Census Block	2002
Census Tract	303204

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	907 CHARISMA CT, FOREST HILL, MD 21050-2759
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2021 · Amount on Record
Deed Sale	Aug 17, 2021 · Amount on Record
Prior Sale	Dec 23, 2002 · Amount on Record
Deed Book / Page	14964 / 465
Prior Transfer Date	Jun 26, 2009
Prior Transfer Doc	0000001603
Record Updated	Oct 29, 2026

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Aug 17, 2021
Property Address	907 CHARISMA CT, FOREST HILL, MD 21050-2759
Document Number	0149640465
Book / Page	14964 / 465
Map Reference	MB 104 FO 37
Instrument Date	Aug 3, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	NOT AVAILABLE, KEY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	907 CHARISMA CT, FOREST HILL, MD 21050-2759

Mortgage

Document Number	0014964471
Date	Aug 17, 2021
Instrument	14964/471

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,258.00 (+20.14%) Homeowner's exemption	$574,233 (+3.73%)	$615,500 (+11.18%) Land $118,200 Building $497,300
2025	$5,209.00 (+11.16%) Homeowner's exemption	$553,600 (+17.49%) Land $118,200 Building $435,400	$553,600 (-) Land $118,200 Building $435,400
2023		$471,200	$553,600 Land $118,200 Building $435,400
2022	$4,686.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Charisma Ct

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