908 18th St SE, Rochester, MN 55904 Property Records

Olmsted County property record for 908 18th St SE, Rochester, MN 55904

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,389 sqft · built 1977
Lot Size	0.191 acres (8,320 sqft)
Owner	2 Company Names on Record
Tax Bill	$4,398 (2026)
Deeds & Mortgages	Aug 2025 Transfer Aug 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`64.12.34.013699`

Property Details

APN / Parcel Number

Primary APN	`64.12.34.013699`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,389 sqft Living Area
1st Floor Area	1,389 sqft
Basement Area	1,354 sqft
Finished Basement	1,157 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1995
Architectural Style	Split Level
Exterior Material	Metal
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,320 sqft (0.191 acres)
Lot Dimensions	120 ft deep x 69 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	162 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	908 18TH ST SE
City	ROCHESTER
State	MN
Zip	55904-5445
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-12 TWP-106 RANGE-014 MEADOW PARK 10TH SUB-TORRENS LOT-002 BLOCK-002 LOT 2 BLK 2
Legal Range	14
Legal Township	106
Legal Section	12
Legal Subdivision	MEADOW PARK 10TH SUB-TORRENS
Legal Block	2
Legal Lot Number	2
Jurisdiction	OLMSTED MN
Township / Civil Division	ROCHESTER
Census Block Group	2
Census Block	2015
Census Tract	1000

Owner

Source: Olmsted County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	908 18TH ST SE, ROCHESTER, MN 55904-5445
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2025	Quit Claim Deed, Transfer Quitclaim
Aug 1, 2025	Quit Claim Deed, Transfer Quitclaim
May 31, 2022	Deed of Trust, Mortgage · Line of Credit ALTRA FCU
Oct 28, 2019	Deed of Trust, Mortgage MAYO EMPLOYEES FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 25, 2025
Transfer Doc	000T163505
Record Updated	Sep 20, 2026

August 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OLMSTED MN
Recording Date	Aug 1, 2025
Property Address	908 18TH ST SE, ROCHESTER, MN 55904-5445
Document Number	000T163505
Instrument Date	Jul 25, 2025
Instrument	T-163505
Transaction Type	Transfer
Record Updated	Oct 6, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	908 18TH ST SE, ROCHESTER, MN 55904-5445

August 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OLMSTED MN
Recording Date	Aug 1, 2025
Property Address	908 18TH ST SE, ROCHESTER, MN 55904-5445
Document Number	000T163504
Instrument Date	Jul 25, 2025
Instrument	T-163504
Transaction Type	Transfer
Record Updated	Oct 6, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	908 18TH ST SE, ROCHESTER, MN 55904-5445

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLMSTED MN
Property Address	908 18TH ST SE, ROCHESTER, MN 55904-5445
Transaction Type	Mortgage
Record Updated	Jun 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A1566398
Date	May 31, 2022
Instrument	A-1566398

Lender

Name	ALTRA FCU
Type	Credit Union
Address	HIGHGATE SPRINGS, VT 5460

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Jun 15, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLMSTED MN
Property Address	908 18TH ST SE, ROCHESTER, MN 55904-5445
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	T150112
Date	Oct 28, 2019
Instrument	T-150112

Lender

Name	MAYO EMPLOYEES FCU
Type	Credit Union
Address	ROCHESTER, MN 55902

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Oct 28, 2029

Tax Assessment & Valuation

Source: Olmsted County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Olmsted County
Municipality	Rochester City
Unified School District	Rochester Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,398.00 (+7.69%) Homeowner's exemption
2025	$4,084.00 (+7.02%) Homeowner's exemption	$311,400 (+2.37%) Land $47,400 Building $264,000	$328,400 (+7.96%) Land $50,000 Building $278,400
2024	$3,816.00	$304,200 Land $50,000 Building $254,200	$304,200 Land $50,000 Building $254,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	13 (1978–1986)
Claims Outside the SFHA	2 of 13
Most Recent Claim	Sep 1986 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Rochester serves 123,624 people · EPA ID MN1550010
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20
Hiawatha Broadband Communications Fixed Wireless	100 / 20

May also be available: Minnesota WiFi.

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