704 18th St SE, Rochester, MN 55904 Property Records

Olmsted County property record for 704 18th St SE, Rochester, MN 55904

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,048 sqft · built 1978
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$194,900 (Apr 2016)
Tax Bill	$4,952 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`64.12.34.013835`

Property Details

APN / Parcel Number

Primary APN	`64.12.34.013835`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,048 sqft Living Area
1st Floor Area	1,060 sqft
2nd Floor Area	988 sqft
Basement Area	988 sqft
Finished Basement	600 sqft
Unfinished Basement	388 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	115 ft deep x 72 ft wide
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	268 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	704 18TH ST SE
City	ROCHESTER
State	MN
Zip	55904-5429
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-12 TWP-106 RANGE-014 MEADOW PARK 14TH SUB-TORRENS LOT-003 BLOCK-001 LOT 3 BLK 1
Legal Range	14
Legal Township	106
Legal Section	12
Legal Subdivision	MEADOW PARK 14TH SUB-TORRENS
Legal Block	1
Legal Lot Number	3
Jurisdiction	OLMSTED MN
Township / Civil Division	ROCHESTER
Census Block Group	2
Census Block	2008
Census Tract	1000

Owner

704 18th St SE is owned and occupied by two individuals who bought it in April 2016.

Source: Olmsted County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	704 18TH ST SE, ROCHESTER, MN 55904-5429
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Jun 14, 2017	Deed of Trust, Mortgage · FHA Mortgage FIRST GUARANTY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2016 · Amount on File
Deed Sale	Apr 18, 2016 · Amount on File
Deed Document Number	2016141331
Prior Transfer Date	May 21, 2013
Prior Transfer Doc	T134633
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLMSTED MN
Property Address	704 18TH ST SE, ROCHESTER, MN 55904-5429
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	T153276
Date	Dec 28, 2020
Instrument	T-153276

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2036

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLMSTED MN
Property Address	704 18TH ST SE, ROCHESTER, MN 55904-5429
Transaction Type	Mortgage
Record Updated	Aug 2, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, T-144265
Date	Jun 14, 2017
Instrument	T-144265

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company
Address	VIENNA, VA 22182

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 704 18th St SE was $4,952 with a homeowner's exemption, up 7.7% from the year before.

Source: Olmsted County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Olmsted County
Municipality	Rochester City
Unified School District	Rochester Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,952.00 (+7.75%) Homeowner's exemption
2025	$4,596.00 Homeowner's exemption	$352,200 (+4.08%) Land $48,100 Building $304,100	$365,900 (+8.13%) Land $50,000 Building $315,900
2024		$338,400 Land $50,000 Building $288,400	$338,400 Land $50,000 Building $288,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 704 18th St SE in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	13 (1978–1986)
Claims Outside the SFHA	2 of 13
Most Recent Claim	Sep 1986 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 704 18th St SE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Rochester serves 123,624 people · EPA ID MN1550010
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20
Hiawatha Broadband Communications Fixed Wireless	100 / 20

May also be available: Minnesota WiFi.

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