907 Wilson St, Unit B, Waterman, IL 60556 Property Records

DeKalb County property record for 907 Wilson St, Unit B, Waterman, IL 60556

Property Summary

Property Type	Single Family Home
Lot Size	0.223 acres (9,718 sqft)
Owner	2 Individual Names on Record
Last Sale	$223,500 (Oct 2023)
Tax Bill	$3,796 (2024)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-15-277-023`

Property Details

APN / Parcel Number

Primary APN	`14-15-277-023`

Exterior

Lot Area	9,718 sqft (0.223 acres)

Location & Zoning

Account Number	1415277023
Street Address	907 WILSON ST, B
City	WATERMAN
State	IL
Zip	60556-9757
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SWLY PT LOT 6 - GREEN RIDGE - PHASE I
Legal Subdivision	GREEN RIDGE - PHASE I
Legal Phase	1
Legal Lot Number	6
Jurisdiction	DE KALB IL
Township / Civil Division	CLINTON
Census Block Group	2
Census Block	2035
Census Tract	1800

Owner

Source: DeKalb County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14980 PERRY RD, DEKALB, IL 60115-9144
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP
Oct 18, 2023	Warranty Deed, Transfer · Conventional Mortgage COMPASS MORTGAGE INC
Apr 15, 2019	Warranty Deed, Transfer · Conventional with PMI DRAPER & KRAMER MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2023 · Amount on Record
Deed Sale	Oct 18, 2023 · Amount on Record
Prior Sale	Apr 15, 2019 · Amount on Record
Deed Document Number	20237355
Prior Transfer Date	Oct 16, 2013
Prior Transfer Doc	0000013398
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	907 WILSON ST UNIT B, B, WATERMAN, IL 60556-9757
Transaction Type	Mortgage
Record Updated	Apr 16, 2024
Title Company	PRECISION TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003048
Date	Mar 9, 2021
Instrument	2021003048

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.99%

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Oct 18, 2023
Property Address	907 WILSON ST UNIT B, B, WATERMAN, IL 60556-9757
Document Number	0000007355
Map Reference	DOC 2005001897
Instrument Date	Sep 28, 2023
Instrument	2023007355
Transaction Type	Transfer
Record Updated	Apr 16, 2024
Title Company	BAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TTL SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$223.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	907 WILSON ST, WATERMAN, IL 60556-9756

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	907 WILSON ST, WATERMAN, IL 60556-9756

Mortgage

Document Number	0000007356
Date	Oct 18, 2023
Instrument	2023007356

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.25%

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Apr 15, 2019
Property Address	907 WILSON ST UNIT B, B, WATERMAN, IL 60556-9757
Document Number	0000002760
Instrument Date	Apr 9, 2019
Instrument	2760
Transaction Type	Transfer
Record Updated	May 6, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$141.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 SAM DR #E SYCAMORE IL 601789567, E, SYCAMORE, IL 60178-9567

Mortgage

Document Number	2761
Date	Apr 15, 2019
Instrument	2761

Lender

Name	DRAPER & KRAMER MTG
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 14, 2049

Interest

Rate Type	Fixed Rate
Rate	5%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Clinton Township
Municipality	Waterman Village
Unified School District	Indian Creek Community Unit District 425 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$67,164 (+22.12%) Land $11,896 Building $55,268	$201,492 (+22.12%) Land $35,688 Building $165,804
2024	$3,796.00
2023		$54,998 (-3.66%) Land $9,741 Building $45,257	$164,994 (-3.66%) Land $29,223 Building $135,771
2022		$57,090 Land $19,021 Building $38,069	$171,270 Land $57,063 Building $114,207

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERMAN serves 1,497 people · EPA ID IL0370600
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	9 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
KWISP Internet Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: NewarkNet.

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