907 Wilson St, Unit A, Waterman, IL 60556 Property Records

DeKalb County property record for 907 Wilson St, Unit A, Waterman, IL 60556

Property Summary

Property Type	Single Family Home
Lot Size	0.299 acres (13,034 sqft)
Owner	Individual Name on Record
Last Sale	$154,000 (May 2018)
Tax Bill	$4,315 (2024)
Deeds & Mortgages	Sep 2020 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-15-277-022`

Property Details

APN / Parcel Number

Primary APN	`14-15-277-022`

Exterior

Lot Area	13,034 sqft (0.299 acres)

Location & Zoning

Account Number	1415277022
Street Address	907 WILSON ST, A
City	WATERMAN
State	IL
Zip	60556-9757
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTH PART LOT 6 GREEN RIDGE PHASE 1
Legal Subdivision	GREEN RIDGE
Legal Phase	1
Legal Lot Number	6
Jurisdiction	DE KALB IL
Township / Civil Division	CLINTON
Census Block Group	2
Census Block	2035
Census Tract	1800

Owner

Source: DeKalb County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	907 WILSON ST, A, WATERMAN, IL 60556-9757
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2020	Deed of Trust, Mortgage · Conventional with PMI SUN WEST MTG
May 22, 2018	Warranty Deed, Transfer ALTERRA HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2018 · Amount on Record
Deed Sale	May 22, 2018 · Amount on Record
Prior Sale	Feb 28, 2008 · Amount on Record
Deed Document Number	20184796
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	907 WILSON ST UNIT A, A, WATERMAN, IL 60556-9757
Document Number	0000013118
Instrument Date	Sep 22, 2020
Transaction Type	Mortgage
Record Updated	Jan 20, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	907 WILSON ST #A WATERMAN IL 605569757, A, WATERMAN, IL 60556-9757

Mortgage

Document Number	0000013118
Date	Dec 8, 2020
Instrument	13118

Lender

Name	SUN WEST MTG
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 7, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	May 22, 2018
Property Address	907 WILSON ST UNIT A, A, WATERMAN, IL 60556-9757
Document Number	0000004796
Instrument Date	May 7, 2018
Instrument	4796
Transaction Type	Transfer
Record Updated	Jun 4, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$154.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	907 WILSON ST #A WATERMAN IL 605569757, A, WATERMAN, IL 60556-9757

Mortgage

Document Number	4797
Date	May 22, 2018
Instrument	4797

Lender

Name	ALTERRA HM LNS
Address	LAS VEGAS, NV 89145

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 21, 2048

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Clinton Township
Municipality	Waterman Village
Unified School District	Indian Creek Community Unit District 425 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$69,114 (+22.12%) Land $11,896 Building $57,218	$207,342 (+22.12%) Land $35,688 Building $171,654
2024	$4,315.00
2023		$56,594 Land $9,741 Building $46,853	$169,782 Land $29,223 Building $140,559

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERMAN serves 1,497 people · EPA ID IL0370600
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	9 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
KWISP Internet Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: NewarkNet.

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