907 Terraza Mar, San Marcos, CA 92078 Property Records

San Diego County property record for 907 Terraza Mar, San Marcos, CA 92078

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,721 sqft · built 2013
Lot Size	0.117 acres (5,098 sqft)
Owner	2 Individual Names on File
Last Sale	$707,000 (Jun 2014)
Tax Bill	$10,451 (2025)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`679-310-15-00`

Property Details

APN / Parcel Number

Primary APN	`679-310-15-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,721 sqft Living Area

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Lot Area	5,098 sqft (0.117 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	907 TERRAZA MAR
City	SAN MARCOS
State	CA
Zip	92078-2826
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPA
Legal Description	LOT 15 TR 015872
Legal Subdivision	SAN MARCOS #400 PLANNING AREA
Legal Tract	015872
Legal Block	2
Legal Lot Number	15
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2001
Census Tract	20043

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	907 TERRAZA MAR, SAN MARCOS, CA 92078-2826
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 20, 2014 · Amount on Record
Deed Sale	Jun 20, 2014 · Amount on Record
Prior Sale	Jan 30, 2013 · Amount on Record
Deed Document Number	2014257500
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	907 TERRAZA MAR, SAN MARCOS, CA 92078-2826
Transaction Type	Mortgage
Record Updated	Feb 25, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	907 TERRAZA MAR, SAN MARCOS, CA 92078-2826

Mortgage

Document Number	0000115678
Date	Feb 16, 2021
Instrument	2021-0115678

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Mar 1, 2046

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Marcos City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$884,004 (+2%) Land $475,137 Building $408,867
2025	$10,451.00 (+7.73%) Homeowner's exemption	$866,671 (+4.04%) Land $465,821 Building $400,850
2023	$9,701.00 (+2%) Homeowner's exemption	$833,020 Land $447,734 Building $385,286
2022	$9,511.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 715 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Spectrum Cable	1,000 / 50
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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