903 Terraza Mar, San Marcos, CA 92078 Property Records

San Diego County property record for 903 Terraza Mar, San Marcos, CA 92078

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,468 sqft · built 2012
Lot Size	0.101 acres (4,420 sqft)
Owner	Company Name on Record
Last Sale	$865,000 (Nov 2019)
Tax Bill	$11,333 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Mar 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`679-310-17-00`

Property Details

APN / Parcel Number

Primary APN	`679-310-17-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,468 sqft Living Area

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Lot Area	4,420 sqft (0.101 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	903 TERRAZA MAR
City	SAN MARCOS
State	CA
Zip	92078-2826
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPA
Legal Description	LOT 17 TR 015872
Legal Subdivision	SAN MARCOS ESTATES
Legal Tract	015872
Legal Block	2
Legal Lot Number	17
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2001
Census Tract	20043

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	903 TERRAZA MAR, SAN MARCOS, CA 92078-2826
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2023	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Mar 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Oct 20, 2017	Deed of Trust, Mortgage · Commercial Mortgage MUTUAL OF OMAHA BANK
Jan 11, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 6, 2019	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 7, 2019	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2019 · Amount on Record
Deed Sale	Nov 6, 2019 · Amount on Record
Prior Sale	Oct 31, 2012 · Amount on Record
Deed Document Number	2019510506
Last Transfer Date	Dec 12, 2020
Transfer Doc	0000020427
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	903 TERRAZA MAR, SAN MARCOS, CA 92078-2826
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 TERRAZA MAR, SAN MARCOS, CA 92078-2826

Mortgage

Document Number	0000168595
Date	Jun 28, 2023
Instrument	2023-0168595

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	903 TERRAZA MAR, SAN MARCOS, CA 92078-2826
Transaction Type	Mortgage
Record Updated	Mar 23, 2021
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	903 TERRAZA MAR, SAN MARCOS, CA 92078-2826

Mortgage

Document Number	0000182384
Date	Mar 9, 2021
Instrument	2021-0182384

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	903 TERRAZA MAR, SAN MARCOS, CA 92078-2826
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000490057
Date	Oct 20, 2017
Instrument	2017-0490057

Lender

Name	MUTUAL OF OMAHA BANK
Type	Bank
Address	SAN DIEGO, CA 92130

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 11, 2021
Property Address	903 TERRAZA MAR, SAN MARCOS, CA 92078-2826
Document Number	0000020427
Instrument Date	Dec 12, 2020
Instrument	20427
Transaction Type	Transfer
Record Updated	Jan 20, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	903 TERRAZA MAR SAN MARCOS CA 920782826, SAN MARCOS, CA 92078-2826

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 6, 2019
Property Address	903 TERRAZA MAR, SAN MARCOS, CA 92078-2826
Document Number	0000510506
Map Reference	MAP 15872
Instrument Date	Oct 14, 2019
Instrument	2019-0510506
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CHICAGO TITLE COMPANY SD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	903 TERRAZA MAR, SAN MARCOS, CA 92078-2826

Mortgage

Document Number	0000510507
Date	Nov 6, 2019
Instrument	2019-0510507

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

June 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 7, 2019
Property Address	903 TERRAZA MAR, SAN MARCOS, CA 92078-2826
Document Number	0000220351
Instrument Date	May 25, 2019
Instrument	220351
Transaction Type	Transfer
Record Updated	Jun 17, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	903 TERRAZA MAR SAN MARCOS CA 920782826, SAN MARCOS, CA 92078-2826

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Marcos City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$964,917 (+2%) Land $496,583 Building $468,334
2025	$11,333.00 (+7.74%) Homeowner's exemption	$945,998 (+4.04%) Land $486,847 Building $459,151
2023	$10,519.00 (+1.99%) Homeowner's exemption	$909,266 Land $467,943 Building $441,323
2022	$10,314.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 715 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Spectrum Cable	1,000 / 50
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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