907 Swan St, Kill Devil Hills, NC 27948 Property Records

Dare County property record for 907 Swan St, Kill Devil Hills, NC 27948

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 864 sqft · built 1972
Lot Size	0.241 acres (10,500 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,975 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Sep 2019 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`988312777111`

Property Details

APN / Parcel Number

Primary APN	`988312777111`
Alternative APN	`004446000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	864 sqft Heated Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Other
Roof Type	Gable
Lot Area	10,500 sqft (0.241 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	988312777111
Street Address	907 SWAN ST
City	KILL DEVIL HILLS
State	NC
Zip	27948-7980
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 7 BLK: 27 SEC: PL: 2 SL: 18
Legal Subdivision	KILL DEVIL HILLS REALTY CORP
Legal Block	27
Legal Lot Number	7
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	1
Census Block	1043
Census Tract	970302

Owner

Source: Dare County records, as of October 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	907 SWAN ST, KILL DEVIL HILLS, NC 27948-7980
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2026	Deed of Trust, Mortgage · Line of Credit SOUTHERN BANK & TRUST CO
Sep 23, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance AFFILIATED MORTGAGE SERVICES
Mar 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage AFFILIATED MORTGAGE SERVICES
Jul 19, 2017	Gift Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE
Jul 19, 2017	Gift Deed, Transfer
Jul 19, 2017	Gift Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 26, 2017
Transfer Doc	002181/812
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	907 SWAN ST, KILL DEVIL HILLS, NC 27948-7980
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	907 SWAN ST, KILL DEVIL HILLS, NC 27948-7980

Mortgage

Document Number	002836/745
Date	Feb 26, 2026
Book Page	2836/745
Instrument	700157278

Lender

Name	SOUTHERN BANK & TRUST CO
Type	Bank
Address	202 S CROATAN HWY, KILL DEVIL HILLS, NC 27948

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	907 SWAN ST, KILL DEVIL HILLS, NC 27948-7980
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002324/910
Date	Sep 23, 2019
Book Page	2324/910
Instrument	700069102

Lender

Name	AFFILIATED MORTGAGE SERVICES
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	907 SWAN ST, KILL DEVIL HILLS, NC 27948-7980
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002480/229
Date	Mar 12, 2021
Book Page	2480/229
Instrument	700094679

Lender

Name	AFFILIATED MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

July 2017: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	DARE NC
Recording Date	Jul 19, 2017
Property Address	907 SWAN ST, KILL DEVIL HILLS, NC 27948-7980
Document Number	002181/812
Book / Page	2181 / 812
Instrument Date	Jun 26, 2017
Instrument	700041647
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6 CHANTERAINE CLOSE, WILLIAMSBURG, VA 23185-8604

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	907 SWAN ST, KILL DEVIL HILLS, NC 27948-7980

Mortgage

Document Number	002181/818
Date	Jul 19, 2017
Book Page	2181/818
Instrument	700041650

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23451

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

July 2017: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	DARE NC
Recording Date	Jul 19, 2017
Property Address	907 SWAN ST, KILL DEVIL HILLS, NC 27948-7980
Document Number	002181/814
Book / Page	2181 / 814
Map Reference	MB 2 PG 18
Instrument Date	Jun 26, 2017
Instrument	700041648
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6 CHANTERAINE CLOSE, WILLIAMSBURG, VA 23185-8604

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	907 SWAN ST, KILL DEVIL HILLS, NC 27948-7980

July 2017: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	DARE NC
Recording Date	Jul 19, 2017
Property Address	907 SWAN ST, KILL DEVIL HILLS, NC 27948-7980
Document Number	002181/816
Book / Page	2181 / 816
Instrument Date	Jun 26, 2017
Instrument	700041649
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	907 SWAN ST, KILL DEVIL HILLS, NC 27948-7980

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	907 SWAN ST, KILL DEVIL HILLS, NC 27948-7980

Tax Assessment & Valuation

Source: Dare County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Kill Devil Hills Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,975.00 (+38.4%)	$363,700 (+92.43%) Land $183,800 Building $179,900
2023	$1,427.00	$189,000 Land $89,300 Building $99,700
2020			$363,700 Land $183,800 Building $179,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 190 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	290 units insured incl. 100 condo units
Nearby Flood Claims	22 (2003–2018)
Claims Outside the SFHA	9 of 22
Most Recent Claim	Oct 2018 · Tropical Storm Michael
Claims by Event	Tropical Storm Michael, Oct 2018 · 6 claims Hurricane Matthew, Oct 2016 · 5 claims Hurricane Irene, Aug 2011 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF KILL DEVIL HILLS serves 7,200 people · EPA ID NC0428015
Water Source	Purchased groundwater from DARE COUNTY WATER SYSTEM
Last State Inspection	Apr 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Ripple Fiber, T-Mobile.

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