903 Swan St, Kill Devil Hills, NC 27948 Property Records

Dare County property record for 903 Swan St, Kill Devil Hills, NC 27948

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,150 sqft · built 2018
Lot Size	0.241 acres (10,500 sqft)
Owner	2 Individual Names on File
Last Sale	$409,000 (Aug 2018)
Tax Bill	$4,280 (2026)
Deeds & Mortgages	Apr 2018 Line of Credit Sep 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`988312776265`

Property Details

APN / Parcel Number

Primary APN	`988312776265`
Alternative APNs	`988312776238` `004448000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,150 sqft Finished Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	10,500 sqft (0.241 acres)
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	988312776265
Street Address	903 SWAN ST
City	KILL DEVIL HILLS
State	NC
Zip	27948-7980
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 9 BLK: 27 SEC: PL: 2 SL: 18
Legal Subdivision	KILL DEVIL HILLS REALTY CORP
Legal Block	27
Legal Lot Number	9
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	1
Census Block	1043
Census Tract	970302

Owner

903 Swan St is owned and occupied by two individuals who bought it in August 2018.

Source: Dare County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	903 SWAN ST, KILL DEVIL HILLS, NC 27948-7980
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2018	Deed of Trust, Mortgage · Line of Credit UNION BANK
Sep 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage AFFILIATED MORTGAGE SERVICES
Aug 30, 2018	Warranty Deed, Transfer AFFILIATED MORTGAGE SERVICES
Apr 26, 2018	Warranty Deed, Transfer
Apr 2, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2018 · Amount on File
Deed Sale	Aug 30, 2018 · Amount on File
Prior Sale	Apr 26, 2018 · Amount on File
Deed Document Number	2018700056228
Deed Book / Page	2257 / 538
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	903 SWAN ST, KILL DEVIL HILLS, NC 27948-7980
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002228/0000000918
Date	Apr 2, 2018
Book Page	0000002228/0000000918
Instrument	000700050706

Lender

Name	UNION BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	903 SWAN ST, KILL DEVIL HILLS, NC 27948-7980
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002545/49
Date	Sep 15, 2021
Book Page	2545/49
Instrument	700105660

Lender

Name	AFFILIATED MORTGAGE SERVICES
Type	Mortgage Company
Address	ROCKY MOUNT, NC 27804

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Aug 30, 2018
Property Address	903 SWAN ST, KILL DEVIL HILLS, NC 27948-7980
Document Number	002257/538
Book / Page	2257 / 538
Instrument Date	Aug 28, 2018
Instrument	000700056228
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1800 SAINT DAVID ST, KILL DEVIL HILLS, NC 27948-9073

Mortgage

Document Number	0000002257/0000000540
Date	Aug 30, 2018
Book Page	0000002257/0000000540
Instrument	000700056229

Lender

Name	AFFILIATED MORTGAGE SERVICES
Type	Lending Institution

Agreement

Amount	Amount on Record
Term	353 Months
Due	Jan 1, 2048

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Apr 26, 2018
Property Address	903 SWAN ST, KILL DEVIL HILLS, NC 27948-7980
Document Number	002233/436
Book / Page	2233 / 436
Instrument Date	Apr 25, 2018
Instrument	000700051609
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	664 ALBIN PL, CREEDMOOR, NC 27522-9737

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Apr 2, 2018
Property Address	903 SWAN ST, KILL DEVIL HILLS, NC 27948-7980
Document Number	002228/916
Book / Page	2228 / 916
Instrument Date	Feb 9, 2018
Instrument	000700050705
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 329, KILL DEVIL HILLS, NC 27948-0329

Tax Assessment & Valuation

The 2026 property tax bill for 903 Swan St was $4,280.

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Kill Devil Hills Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,280.00	$788,100 (-) Land $183,800 Building $604,300	$788,100 Land $183,800 Building $604,300
2025	$4,280.00	$788,100 Land $183,800 Building $604,300
2023	$3,715.00	$491,800 Land $89,300 Building $402,500
2020			$788,100 Land $183,800 Building $604,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 903 Swan St in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 190 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	290 units insured incl. 100 condo units
Nearby Flood Claims	22 (2003–2018)
Claims Outside the SFHA	9 of 22
Most Recent Claim	Oct 2018 · Tropical Storm Michael
Claims by Event	Tropical Storm Michael, Oct 2018 · 6 claims Hurricane Matthew, Oct 2016 · 5 claims Hurricane Irene, Aug 2011 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 903 Swan St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF KILL DEVIL HILLS serves 7,200 people · EPA ID NC0428015
Water Source	Purchased groundwater from DARE COUNTY WATER SYSTEM
Last State Inspection	Apr 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Ripple Fiber, T-Mobile.

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