907 Prospect Ave, Malvern, IA 51551 Property Records

Mills County property record for 907 Prospect Ave, Malvern, IA 51551

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,602 sqft · built 1900
Lot Size	0.451 acres (19,650 sqft)
Owner	2 Individual Names on File
Last Sale	$165,000 (Aug 2022)
Tax Bill	$2,620 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Jun 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`087760000000000`

Property Details

APN / Parcel Number

Primary APN	`087760000000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,602 sqft Living Area
1st Floor Area	657 sqft
Basement Area	657 sqft
Finished Basement	500 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum Siding
Construction Type	Frame
Foundation Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,650 sqft (0.451 acres)
Lot Dimensions	150 ft deep x 131 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	63 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	907 PROSPECT AVE
City	MALVERN
State	IA
Zip	51551-4048
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 131' N 200' E 150' BLK 3 ACADEMY ADD
Legal Subdivision	ACADEMY ADDITION
Legal Block	3
Jurisdiction	MILLS IA
Township / Civil Division	MALVERN
Census Block Group	4
Census Block	4052
Census Tract	40100

Owner

907 Prospect Ave is owned and occupied by two individuals who bought it in August 2022.

Source: Mills County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	907 PROSPECT AVE, MALVERN, IA 51551-4048
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2022	Warranty Deed, Transfer · FHA Mortgage FIRST NATIONAL BANK OMAHA
Jun 28, 2018	Warranty Deed, Transfer · FHA Mortgage SAC FEDERAL CREDIT UNION
Mar 2, 2009	Warranty Deed, Transfer · Conventional Mortgage STATE BANK OF PAW PAW ILLINOIS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2022 · Amount on File
Deed Sale	Aug 24, 2022 · Amount on File
Prior Sale	Jun 28, 2018 · Amount on File
Deed Document Number	20222342
Deed Book / Page	2022 / 2342
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLS IA
Recording Date	Aug 24, 2022
Property Address	907 PROSPECT AVE, MALVERN, IA 51551-4048
Document Number	02022/2342
Book / Page	2022 / 2342
Instrument Date	Aug 15, 2022
Instrument	2022-2342
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$263.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	907 PROSPECT AVE, MALVERN, IA 51551-4048

Mortgage

Document Number	0020222343
Date	Aug 24, 2022
Instrument	2022-2343

Lender

Name	FIRST NATIONAL BANK OMAHA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Fixed Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLS IA
Recording Date	Jun 28, 2018
Property Address	907 PROSPECT AVE, MALVERN, IA 51551-4048
Document Number	02018/1413
Book / Page	2018 / 1413
Instrument Date	Jun 25, 2018
Instrument	000000001413
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	907 PROSPECT AVE, MALVERN, IA 51551-4048
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002018/0000001414
Date	Jun 28, 2018
Book Page	0000002018/0000001414
Instrument	000000001414

Lender

Name	SAC FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	355 Months
Due	Jan 1, 2048

March 2009: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLS IA
Recording Date	Mar 2, 2009
Property Address	907 PROSPECT AVE, MALVERN, IA 51551-4048
Document Number	00409/0342
Book / Page	0409 / 0342
Instrument Date	Feb 25, 2009
Instrument	2009 0624
Transaction Type	Transfer
Record Updated	Mar 3, 2023
Title Company	PEABODY TITLE & ESCROW CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$172.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	907 PROSPECT AVE, MALVERN, IA 51551-4048

Mortgage

Document Number	0020090625
Date	Mar 2, 2009
Instrument	2009 0625

Lender

Name	STATE BANK OF PAW PAW ILLINOIS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 907 Prospect Ave was $2,620 with a homeowner's exemption.

Source: Mills County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Mills County
Municipality	Malvern City
Unified School District	East Mills Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,620.00 Homeowner's exemption	$188,347 Land $31,440 Building $156,907	$188,347 Land $31,440 Building $156,907
2024	$2,620.00
2023		$202,547 (+31.89%) Land $10,480 Building $192,067	$202,547 Land $10,480 Building $192,067
2022	$2,918.00 Homeowner's exemption	$153,575 Land $10,480 Building $143,095
2021			$153,575 Land $10,480 Building $143,095

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 907 Prospect Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective April 16, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1984–1993)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 907 Prospect Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MALVERN WATER SUPPLY serves 1,046 people · EPA ID IA6545020
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BTC Fiber	2,000 / 2,000

May also be available: Nextlink.

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