810 Prospect Ave, Malvern, IA 51551 Property Records

Mills County property record for 810 Prospect Ave, Malvern, IA 51551

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,620 sqft · built 1910
Lot Size	0.234 acres (10,220 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Mar 2023)
Tax Bill	$2,566 (2024)
Deeds & Mortgages	Mar 2023 Line of Credit Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`088080000000000`

Property Details

APN / Parcel Number

Primary APN	`088080000000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,620 sqft Living Area
1st Floor Area	657 sqft
Basement Area	945 sqft
Finished Basement	500 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1910
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,220 sqft (0.234 acres)
Lot Dimensions	146 ft deep x 70 ft wide
Garage Type	Detached
Garage Area	160 sqft
Porch	Open Porch
Porch Area	56 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	810 PROSPECT AVE
City	MALVERN
State	IA
Zip	51551-4052
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 30' LOT 13 LOT 14 BLK 7 ACADEMY ADD
Legal Block	7
Legal Lot Number	13,14
Jurisdiction	MILLS IA
Township / Civil Division	MALVERN
Census Block Group	4
Census Block	4046
Census Tract	40100

Owner

Source: Mills County records, as of October 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	810 PROSPECT AVE, MALVERN, IA 51551-4052
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2023	Deed of Trust, Mortgage · Line of Credit ROCKET MORTGAGE LLC
Jul 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OMAHA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2023 · Amount on Record
Deed Sale	Mar 21, 2023 · Amount on Record
Deed Document Number	2023-0600
Deed Book / Page	2023 / 600
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLS IA
Property Address	810 PROSPECT AVE, MALVERN, IA 51551-4052
Transaction Type	Mortgage
Record Updated	Apr 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002023/601
Date	Mar 21, 2023
Book Page	2023/601
Instrument	2023-0601

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2053

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLS IA
Property Address	810 PROSPECT AVE, MALVERN, IA 51551-4052
Transaction Type	Mortgage
Record Updated	Aug 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02020/2037
Date	Jul 28, 2020
Book Page	2020/2037
Instrument	2020-2037

Lender

Name	FIRST NATIONAL BANK OMAHA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mills County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Mills County
Municipality	Malvern City
Unified School District	East Mills Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$185,937 (+28.91%) Land $20,790 Building $165,147	$185,937 (+28.91%) Land $20,790 Building $165,147
2024	$2,566.00 (+30.25%)
2023		$144,240 (+35.35%) Land $6,930 Building $137,310	$144,240 (+35.35%) Land $6,930 Building $137,310
2022	$1,970.00 Homeowner's exemption	$106,566 Land $6,930 Building $99,636
2021			$106,566 Land $6,930 Building $99,636

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1984–1993)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MALVERN WATER SUPPLY serves 1,046 people · EPA ID IA6545020
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BTC Fiber	2,000 / 2,000

May also be available: Nextlink.

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