907 Oregon Trl, Cincinnati, OH 45215 Property Records

Hamilton County property record for 907 Oregon Trl, Cincinnati, OH 45215

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,079 sqft · built 1958
Lot Size	0.466 acres (20,299 sqft)
Owner	Individual Name on Record
Last Sale	$355,000 (Oct 2019)
Tax Bill	$8,197 (2025)
Deeds & Mortgages	Feb 2018 Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`592-0009-0092-00`

Property Details

APN / Parcel Number

Primary APN	`592-0009-0092-00`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,079 sqft Living Area
1st Floor Area	2,079 sqft
Basement Area	1,385 sqft
Finished Basement	700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	20,299 sqft (0.466 acres)
Lot Dimensions	193 ft deep x 122 ft wide
Garage Type	Basement
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	120 sqft
Patio Area	222 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	907 OREGON TRL
City	CINCINNATI
State	OH
Zip	45215-2535
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OREGON TRAIL 122.173 X 193.82 IRR-LOT 51 CHEYENNE HILLS BL-E
Legal Subdivision	CHEYENNE HILLS
Legal Lot Number	51
Jurisdiction	HAMILTON OH
Township / Civil Division	WYOMING
Census Block Group	2
Census Block	2008
Census Tract	22601

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	907 OREGON TRL, CINCINNATI, OH 45215-2535
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2018	Deed of Trust, Mortgage · ARM UNION SAVINGS BANK
Oct 10, 2019	Warranty Deed, Transfer · Conventional Mortgage CHEMICAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2019 · Amount on Record
Deed Sale	Oct 10, 2019 · Amount on Record
Prior Sale	Dec 12, 2012
Deed Document Number	0000088316
Deed Book / Page	14020 / 02034
Record Updated	Jun 8, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	907 OREGON TRL, CINCINNATI, OH 45215-2535
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009043
Date	Feb 1, 2018
Instrument	18-0009043

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2023
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	6.25%
Index	1-Year CMT
Max Rate	10.2%

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 10, 2019
Property Address	907 OREGON TRL, CINCINNATI, OH 45215-2535
Document Number	0000088316
Book / Page	14020 / 02034
Map Reference	MB 73 PG 70
Instrument Date	Sep 26, 2019
Instrument	2019-0088316
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	IVY POINTE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,420.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	907 OREGON TRL, CINCINNATI, OH 45215-2535

Mortgage

Document Number	0000088317
Date	Oct 10, 2019
Instrument	2019-0088317

Lender

Name	CHEMICAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Wyoming City
Unified School District	Wyoming City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,197.00 (+2.44%)	$134,722 (+%) Land $33,708 Building $101,014
2024	$8,002.00 (+8.47%)	$134,721 (-) Land $33,708 Building $101,013
2023	$7,377.00 (-12.34%)	$134,721 (+8.43%) Land $33,708 Building $101,013	$384,920 (+8.43%) Land $96,310 Building $288,610
2022	$8,415.00 Homeowner's exemption	$124,250 Land $35,546 Building $88,704
2020			$355,000 Land $101,560 Building $253,440

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1982–2018)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Feb 2018 · Severe Storms, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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