902 Oregon Trl, Cincinnati, OH 45215 Property Records

Hamilton County property record for 902 Oregon Trl, Cincinnati, OH 45215

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,734 sqft · built 1960
Lot Size	0.872 acres (37,984 sqft)
Owner	2 Individual Names on File
Last Sale	$338,500 (Apr 2023)
Tax Bill	$7,208 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Apr 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`592-0009-0089-00`

Property Details

APN / Parcel Number

Primary APN	`592-0009-0089-00`
Alternative APN	`0046590`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,734 sqft Living Area
Gross Area	5,108 sqft
1st Floor Area	2,554 sqft
Basement Area	2,554 sqft
Finished Basement	180 sqft
Unfinished Basement	2,374 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	37,984 sqft (0.872 acres)
Lot Dimensions	259 ft deep x 47.2 ft wide
Porch	Open Frame Porch
Porch Area	288 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	902 OREGON TRL
City	CINCINNATI
State	OH
Zip	45215-2535
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OREGON TR 47.156 X 259.812 IRR LOT 48 CHEYENNE HILLS SUB BL E
Legal Subdivision	CHEYENNE HILLS SUB
Legal Tract	47.156
Legal Block	E
Legal Lot Number	48
Jurisdiction	HAMILTON OH
Township / Civil Division	WYOMING
Census Block Group	2
Census Block	2008
Census Tract	22601

Owner

Source: Hamilton County assessment roll, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	902 OREGON TRL, CINCINNATI, OH 45215-2535
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2026	Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 10, 2023	Warranty Deed, Transfer · VA Mortgage UMORTGAGE LLC
Jan 27, 2023	Warranty Deed, Transfer · Commercial Mortgage MICHAEL HARRIS
Oct 11, 2022	Intrafamily Transfer, Transfer
Oct 11, 2022	Lease, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 10, 2023 · Amount on Record
Deed Sale	Apr 10, 2023 · Amount on Record
Prior Sale	Jan 27, 2023 · Amount on Record
Deed Document Number	202323373
Deed Book / Page	14891 / 226
Prior Transfer Date	Sep 19, 2022
Prior Transfer Doc	0000096201
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	902 OREGON TRL, CINCINNATI, OH 45215-2535
Transaction Type	Mortgage
Record Updated	Feb 20, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 OREGON TRL, CINCINNATI, OH 45215-2535

Mortgage

Document Number	0000003298
Date	Jan 14, 2026
Book Page	15582/768
Instrument	2026-0003298

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 10, 2023
Property Address	902 OREGON TRL, CINCINNATI, OH 45215-2535
Document Number	0000023373
Book / Page	14891 / 226
Map Reference	MB 73 PG 70
Instrument Date	Apr 3, 2023
Instrument	2023-0023373
Transaction Type	Transfer
Record Updated	Feb 10, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$338.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	902 OREGON TRL, CINCINNATI, OH 45215-2535

Mortgage

Document Number	0000023374
Date	Apr 10, 2023
Instrument	2023-0023374

Lender

Name	UMORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 27, 2023
Property Address	902 OREGON TRL, CINCINNATI, OH 45215-2535
Document Number	0000006820
Book / Page	14841 / 339
Map Reference	MB 73 PG 70
Instrument Date	Jan 25, 2023
Instrument	2023-0006820
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7296 ROYALGREEN DR, CINCINNATI, OH 45244-3625
Investor	Possibly a Property Investor

Mortgage

Document Number	0000006821
Date	Jan 27, 2023
Book Page	14841/342
Instrument	2023-0006821

Lender

Name	MICHAEL HARRIS
Type	Private Party
Address	7296 ROYALGREEN DR, CINCINNATI, OH 45244

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Oct 11, 2022
Property Address	902 OREGON TRL, CINCINNATI, OH 45215-2535
Document Number	0000096201
Book / Page	14770 / 1483
Map Reference	MB 73 PG 70
Instrument Date	Sep 19, 2022
Instrument	2022-0096201
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3001 HACKBERRY RD, IRVING, TX 75063-0156

October 2022: Lease, Transfer

Document Type	Lease
Jurisdiction	HAMILTON OH
Recording Date	Oct 11, 2022
Property Address	902 OREGON TRL, CINCINNATI, OH 45215-2535
Document Number	0000096202
Book / Page	14770 / 1485
Instrument Date	Sep 19, 2022
Instrument	2022-0096202
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Wyoming City
Unified School District	Wyoming City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,208.00 (+2.43%)	$118,475 (-) Land $45,052 Building $73,423	$338,500 (-) Land $128,720 Building $209,780
2024	$7,037.00 (-7.48%)	$118,475 (-14.71%) Land $45,052 Building $73,423
2023	$7,606.00 (-7.29%)	$138,901 (+14.68%) Land $45,052 Building $93,849	$338,500 (-2.19%) Land $128,720 Building $209,780
2022	$8,204.00 Homeowner's exemption	$121,125 Land $47,509 Building $73,616
2020			$346,070 Land $135,740 Building $210,330

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1982–2018)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Feb 2018 · Severe Storms, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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