Hardin County property record for 820 Oak Dr, Radcliff, KY 40160
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 792 sqft · built 1962 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $943 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 180-10-03-034 |
| Primary APN | 180-10-03-034 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 792 sqft Living Area |
| Year Built | Built 1962 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 14,375 sqft (0.33 acres) |
| Heating Fuel | Gas |
|---|
| Street Address | 820 OAK DR |
|---|---|
| City | RADCLIFF |
| State | KY |
| Zip | 40160-8611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TWIN OAKS LT 30 #1 |
| Legal Subdivision | TWIN OAKS |
| Legal Lot Number | 30 |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | RADCLIFF |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 600 |
820 Oak Dr, a single family home, is held in a trust.
Source: Hardin County records, as of January 16, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 97 BRYAN ST, ELIZABETHTOWN, KY 42701-7478 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Deed Document Number | 0001505426 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 820 Oak Dr was $943.
Source: Hardin County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Unified School District | Hardin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $943.00 | $92,300 Land $18,000 Building $74,300 | $92,300 Land $18,000 Building $74,300 |
| 2023 | $50,400 Land $10,700 Building $39,700 | $50,400 Land $10,700 Building $39,700 | |
| 2021 | $543.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 820 Oak Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 820 Oak Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARDIN COUNTY WATER DISTRICT #1 serves 30,230 people · EPA ID KY0470393 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Brandenburg Telecom Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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