907 N Neal St, Commerce, TX 75428 Property Records

Hunt County property record for 907 N Neal St, Commerce, TX 75428

Property Summary

Property Type	Single Family Home
Details	1,525 sqft · built 1965
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Tax Bill	$2,212 (2024)
Deeds & Mortgages	Dec 2020 Mortgage Nov 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`4380-0120-0060-31`

Property Details

APN / Parcel Number

Primary APN	`4380-0120-0060-31`
Alternative APN	`R54294`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,525 sqft Living Area
1st Floor Area	1,525 sqft

Exterior

Year Built	Built 1965
Exterior Material	Vinyl
Foundation Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	150 ft deep x 81 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	200 sqft
Patio Area	200 sqft
Shed	1 Shed
Shed Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R54294
Street Address	907 N NEAL ST
City	COMMERCE
State	TX
Zip	75428-2233
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S4380 ORIG TOWN OF COMMERCE BLK 12 LOT 6 ACRES .28
Legal Subdivision	ORIG TOWN OF COMMERCE
Legal Block	12
Legal Lot Number	6
Jurisdiction	HUNT TX
Township / Civil Division	COMMERCE
Census Block Group	3
Census Block	3033
Census Tract	960500

Owner

907 N Neal St is owned and occupied by an individual who acquired it in December 2020.

Source: Hunt County records, as of October 23, 2025

Owner of Record	Individual Name on File
Mailing Address	907 N NEAL ST, COMMERCE, TX 75428-2233
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2020	Vendor's Lien, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 15, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2020
Deed Sale	Dec 14, 2020
Prior Sale	Nov 15, 2018
Deed Document Number	2020-22167
Record Updated	Jun 8, 2026

December 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HUNT TX
Recording Date	Dec 14, 2020
Property Address	907 N NEAL ST, COMMERCE, TX 75428-2233
Document Number	0000022167
Map Reference	VOL 594 PG 59
Instrument Date	Dec 11, 2020
Instrument	2020-22167
Transaction Type	Transfer
Record Updated	Aug 27, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	907 N NEAL ST, 907, COMMERCE, TX 75428-2233

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	907 N NEAL ST, COMMERCE, TX 75428-2233

Mortgage

Document Number	0000022168
Date	Dec 14, 2020
Instrument	2020-22168

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Interest

Adjustable	Adjustable Rate Rider

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HUNT TX
Recording Date	Nov 15, 2018
Property Address	907 N NEAL ST, COMMERCE, TX 75428-2233
Document Number	0000017209
Instrument Date	Oct 10, 2018
Instrument	17209
Transaction Type	Transfer
Record Updated	Nov 27, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2204 MCCLENDON DR ROCKWALL TX 750327550, ROCKWALL, TX 75032-7550

Tax Assessment & Valuation

Source: Hunt County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Commerce City
County	Hunt County
Unified School District	Commerce Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$147,983 Land $35,620 Building $119,320	$154,940 Land $35,620 Building $119,320
2024	$2,212.00
2023		$122,300 Land $25,610 Building $96,690	$122,300 Land $25,610 Building $96,690
2022	$3,325.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 907 N Neal St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 907 N Neal St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COMMERCE serves 9,266 people · EPA ID TX1160003
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jul 2022 Total trihalomethanes resolved · Oct 2017 Haloacetic acids resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
360 Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Peoples Communications, Verizon.

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