1002 N Neal St, Commerce, TX 75428 Property Records

Hunt County property record for 1002 N Neal St, Commerce, TX 75428

Property Summary

Property Type	Single Family Home
Details	1,298 sqft · built 1945
Lot Size	0.105 acres (4,617 sqft)
Owner	Individual Name on File
Tax Bill	$1,186 (2024)
Deeds & Mortgages	Nov 2020 Sale Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4380-0320-005B-31`

Property Details

APN / Parcel Number

Primary APN	`4380-0320-005B-31`
Alternative APN	`R54539`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,298 sqft Living Area
1st Floor Area	1,298 sqft
Utility Area	36 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1945
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,617 sqft (0.105 acres)
Lot Dimensions	85 ft deep x 54 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	204 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	90 sqft
Shed	1 Shed
Shed Area	180 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	R54539
Street Address	1002 N NEAL ST
City	COMMERCE
State	TX
Zip	75428-2236
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S4380 ORIG TOWN OF COMMERCE BLK 32 LOT 5B (W 1/2) ACRES .106
Legal Subdivision	ORIG TOWN OF COMMERCE
Legal Block	32
Legal Lot Number	5B
Jurisdiction	HUNT TX
Township / Civil Division	COMMERCE
Census Block Group	3
Census Block	3031
Census Tract	960500

Owner

1002 N Neal St is owned and occupied by an individual who acquired it in March 2020.

Source: Hunt County records, as of October 23, 2025

Owner of Record	Individual Name on File
Mailing Address	1002 N NEAL ST, COMMERCE, TX 75428-2236
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2020	Warranty Deed, Transfer NOT AVAILABLE
Mar 25, 2020	Vendor's Lien, Transfer · Conventional Mortgage MID-AMERICAN MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2020
Deed Sale	Mar 25, 2020
Prior Sale	May 18, 2006
Deed Document Number	2020-04876
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUNT TX
Recording Date	Nov 9, 2020
Property Address	1002 N NEAL ST, COMMERCE, TX 75428-2236
Document Number	0000019584
Instrument Date	Nov 6, 2020
Instrument	19584
Transaction Type	Transfer
Record Updated	Nov 17, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1002 N NEAL ST COMMERCE TX 754282236, COMMERCE, TX 75428-2236

March 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HUNT TX
Recording Date	Mar 25, 2020
Property Address	1002 N NEAL ST, COMMERCE, TX 75428-2236
Document Number	0000004876
Instrument Date	Mar 20, 2020
Instrument	2020-04876
Transaction Type	Transfer
Record Updated	Aug 27, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1002 N NEAL STREET, BRASHEAR, TX 75420

Mortgage

Document Number	0000004877
Date	Mar 25, 2020
Instrument	2020-04877

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Hunt County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Commerce City
County	Hunt County
Unified School District	Commerce Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$113,044 Land $13,530 Building $104,480	$118,010 Land $13,530 Building $104,480
2024	$1,186.00
2023		$92,970 Land $10,020 Building $82,950	$92,970 Land $10,020 Building $82,950
2022	$1,776.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1002 N Neal St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1002 N Neal St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COMMERCE serves 9,266 people · EPA ID TX1160003
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jul 2022 Total trihalomethanes resolved · Oct 2017 Haloacetic acids resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
360 Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Nextlink, Peoples Communications, Verizon.

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