Orange County property record for 907 Moss Ln, Winter Park, FL 32789 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,389 sqft · built 2003 |
| Lot Size | 0.194 acres (8,437 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,400,000 (Feb 2025) |
| Tax Bill | $18,719 (2025) |
| Deeds & Mortgages | Jul 2017 Mortgage Oct 2022 Sale & Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-21-30-5478-07-090 |
| Primary APN | 32-21-30-5478-07-090 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,389 sqft Living Area |
| Gross Area | 3,413 sqft |
| 1st Floor Area | 1,740 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 8,437 sqft (0.194 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Unfinished Open Porch |
|---|---|
| Porch Area | 99 sqft |
| Patio Area | 327 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 907 MOSS LN |
|---|---|
| City | WINTER PARK |
| State | FL |
| Zip | 32789-1009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAITLAND SHORES FIRST ADDITION S/68 LOT 9 BLK G |
| Legal Range | 30E |
| Legal Township | 21S |
| Legal Section | 32 |
| Legal Subdivision | MAITLAND SHORES 1ST ADD |
| Legal Tract | 5478 |
| Legal Block | G |
| Legal Lot Number | 9 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | ORLANDO |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 15702 |
Source: Orange County records · APN 32-21-30-5478-07-090
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 907 MOSS LN, WINTER PARK, FL 32789-1009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Jul 25, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Oct 06, 2022 | Warranty Deed, Transfer · Line of Credit FAIRWINDS CU |
| Dec 19, 2019 | Deed of Trust, Mortgage FAIRWINDS CU |
| Jul 16, 2018 | Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 05, 2025 · Amount on Record |
| Deed Sale | Feb 05, 2025 · Amount on Record |
| Prior Sale | Jul 16, 2018 · Amount on Record |
| Deed Document Number | 202569701 |
| Prior Transfer Date | Feb 04, 2025 |
| Prior Transfer Doc | 0000081491 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 907 MOSS LN, WINTER PARK, FL 32789-1009 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000411757 |
|---|---|
| Date | Jul 25, 2017 |
| Instrument | 20170411757 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Oct 06, 2022 |
| Property Address | 907 MOSS LN, WINTER PARK, FL 32789-1009 |
| Document Number | 0000606084 |
| Map Reference | MB G PG 107 |
| Instrument Date | Sep 30, 2022 |
| Instrument | 20220606084 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2022 |
| Title Company | NEW BEGINNINGS TITLE CO LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,000.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 534, WINTER PARK, FL 32790-0534 |
| Name | Verified Name |
|---|---|
| Address | 907 MOSS LN, WINTER PARK, FL 32789-1009 |
| Investor | Possibly a Property Investor |
| Document Number | 0000607481 |
|---|---|
| Date | Oct 06, 2022 |
| Instrument | 20220607481 |
| Name | FAIRWINDS CU |
|---|---|
| Type | Credit Union |
| Address | ORLANDO, FL 32826 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 30, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 907 MOSS LN, WINTER PARK, FL 32789-1009 |
| Document Number | 0000015805 |
| Instrument Date | Dec 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2020 |
| Title Company | MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SVCS INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 907 MOSS LN WINTER PARK FL 327891009, WINTER PARK, FL 32789-1009 |
| Document Number | 0000015805 |
|---|---|
| Date | Jan 09, 2020 |
| Instrument | 15805 |
| Name | FAIRWINDS CU |
|---|---|
| Address | ORLANDO, FL 32826 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jan 08, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jul 16, 2018 |
| Property Address | 907 MOSS LN, WINTER PARK, FL 32789-1009 |
| Document Number | 0000418469 |
| Map Reference | MB S PG 68 |
| Instrument Date | Jul 11, 2018 |
| Instrument | 20180418469 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,460.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 40 VANDERMEER ST, 40, OAKLAND, FL 34760-8934 |
| Name | Verified Name |
|---|---|
| Address | 907 MOSS LN, WINTER PARK, FL 32789-1009 |
| Investor | Possibly a Property Investor |
| Document Number | 0000418470 |
|---|---|
| Date | Jul 16, 2018 |
| Instrument | 20180418470 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 161 Months |
| Due | Dec 09, 2031 |
Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Winter Park City |
| Unified School District | Orange County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $975,166 (-18.29%) | $1,179,710 (-1.15%) Land $420,000 Building $759,710 | |
| 2025 | $18,719.00 (+78.63%) Homeowner's exemption | $1,193,380 (+76.02%) Land $420,000 Building $773,380 | $1,193,380 (+19.05%) Land $420,000 Building $773,380 |
| 2024 | $10,479.00 (+3.75%) | ||
| 2023 | $10,100.00 (+5.66%) Homeowner's exemption | $677,988 (+3%) | $1,002,385 (+26.52%) Land $300,000 Building $702,385 |
| 2022 | $9,559.00 Homeowner's exemption | $658,241 | $792,303 Land $300,000 Building $492,303 |
Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950157021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 32 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 32 in force 26 of 32 on primary residences |
| Nearby Flood Claims | 10 (2004–2024) |
| Claims Outside the SFHA | 9 of 10 |
| Most Recent Claim | Oct 2024, tidal / storm surge, Hurricane Milton |
| Flood Events |
|
| Wildfire Risk | Low above 6% of the US · above 5% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 3,333 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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