Orange County property record for 928 Moss Ln, Winter Park, FL 32789
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,939 sqft · built 2001 |
| Lot Size | 0.243 acres (10,593 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $810,000 (Aug 2018) |
| Tax Bill | $19,101 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Oct 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-21-30-5478-06-060 |
| Primary APN | 32-21-30-5478-06-060 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,939 sqft Living Area |
| Gross Area | 3,952 sqft |
| 1st Floor Area | 2,222 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,593 sqft (0.243 acres) |
| Garage Type | Detached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 380 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 928 MOSS LN |
|---|---|
| City | WINTER PARK |
| State | FL |
| Zip | 32789-1010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1AA |
| Legal Description | MAITLAND SHORES FIRST ADDITION S/68 LOT 6 BLK F |
| Legal Range | 30E |
| Legal Township | 21S |
| Legal Section | 32 |
| Legal Subdivision | MAITLAND SHORES 1ST ADD |
| Legal Tract | 5478 |
| Legal Block | F |
| Legal Lot Number | 6 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | ORLANDO |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 15702 |
Source: Orange County records, as of May 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 928 MOSS LN, WINTER PARK, FL 32789-1010 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 14, 2020 | Deed of Trust, Mortgage BANK OF AMERICA |
| Oct 19, 2018 | Deed of Trust, Mortgage WELLS FARGO BK |
| Aug 6, 2018 | Warranty Deed, Transfer RAVAGO AMERICAS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 6, 2018 · Amount on Record |
| Deed Sale | Aug 6, 2018 · Amount on Record |
| Prior Sale | Jan 22, 2014 · Amount on Record |
| Deed Document Number | 2018463840 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 928 MOSS LN, WINTER PARK, FL 32789-1010 |
| Document Number | 0000440086 |
| Instrument Date | Aug 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 928 MOSS LN WINTER PARK FL 327891010, WINTER PARK, FL 32789-1010 |
| Document Number | 0000440086 |
|---|---|
| Date | Aug 20, 2020 |
| Instrument | 440086 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 19, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 928 MOSS LN, WINTER PARK, FL 32789-1010 |
| Document Number | 0000635737 |
| Instrument Date | Oct 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2018 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 928 MOSS LN WINTER PARK FL 327891010, WINTER PARK, FL 32789-1010 |
| Document Number | 0000635737 |
|---|---|
| Date | Oct 30, 2018 |
| Instrument | 635737 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 29, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Aug 6, 2018 |
| Property Address | 928 MOSS LN, WINTER PARK, FL 32789-1010 |
| Document Number | 0000463840 |
| Instrument Date | Jul 30, 2018 |
| Instrument | 463840 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,670.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 928 MOSS LN WINTER PARK FL 327891010, WINTER PARK, FL 32789-1010 |
| Document Number | 463841 |
|---|---|
| Date | Aug 6, 2018 |
| Instrument | 463841 |
| Name | RAVAGO AMERICAS LLC |
|---|---|
| Address | 1900 SUMMIT TOWER BLVD # 900, ORLANDO, FL 32810-5925 |
| Amount | Amount Recorded |
|---|
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Winter Park City |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,231,958 (+1%) | $1,334,840 (-1.11%) Land $490,000 Building $844,840 | |
| 2025 | $19,101.00 (+6.55%) | $1,119,962 (-4.65%) | $1,349,850 (+14.92%) Land $490,000 Building $859,850 |
| 2024 | $17,926.00 (+11.13%) | ||
| 2023 | $16,131.00 (+18.83%) | $1,174,589 (+26.26%) Land $400,000 Building $774,589 | $1,174,589 (+26.26%) Land $400,000 Building $774,589 |
| 2022 | $13,575.00 | $930,300 Land $400,000 Building $530,300 | $930,300 Land $400,000 Building $530,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 32 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 10 (2004–2024) |
| Claims Outside the SFHA | 9 of 10 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER PARK, CITY OF (3 WPS) serves 82,984 people · EPA ID FL3481482 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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