907 Hoyt St, Silver Spring, MD 20902 Property Records

Montgomery County property record for 907 Hoyt St, Silver Spring, MD 20902

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,756 sqft · built 1957
Lot Size	0.139 acres (6,050 sqft)
Owner	2 Individual Names on File
Last Sale	$610,000 (Jul 2026)
Tax Bill	$4,965 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-01329438`

Property Details

APN / Parcel Number

Primary APN	`13-01329438`
Alternative APN	`01329438`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,756 sqft Living Area
Gross Area	1,876 sqft
1st Floor Area	1,182 sqft
Basement Area	574 sqft
Finished Basement	574 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Split Foyer
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,050 sqft (0.139 acres)
Porch	Enclosed Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01329438
Street Address	907 HOYT ST
City	SILVER SPRING
State	MD
Zip	20902-3213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	KEMP MILL EST
Legal Subdivision	KEMP MILL ESTATES
Legal Block	2
Legal Lot Number	20
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	1
Census Block	1008
Census Tract	703208

Owner

Source: Montgomery County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	907 HOYT ST, SILVER SPRING, MD 20902-3213
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Deed, Transfer · Conventional Mortgage GUARANTEED RATE
Apr 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN INTERNET MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 1, 2026 · Amount on Record
Deed Sale	Jul 1, 2026 · Amount on Record
Deed Book / Page	70683 / 237
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jul 1, 2026
Property Address	907 HOYT ST, SILVER SPRING, MD 20902-3213
Document Number	7068000237
Book / Page	70683 / 237
Instrument Date	Jun 29, 2026
Transaction Type	Transfer
Record Updated	Jul 13, 2026
Title Company	KVS TITLE LLC, KVS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$616,100.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	907 HOYT ST, SILVER SPRING, MD 20902-3213

Mortgage

Document Number	7068000244,
Date	Jul 1, 2026
Book Page	70683/244

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	907 HOYT ST, SILVER SPRING, MD 20902-3213
Transaction Type	Mortgage
Record Updated	Jun 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	907 HOYT ST, SILVER SPRING, MD 20902-3213

Mortgage

Document Number	0628020430
Date	Apr 29, 2021
Book Page	62802/430

Lender

Name	AMERICAN INTERNET MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$478,367 (+8.82%)	$555,900 (+26.46%) Land $208,800 Building $347,100
2025	$4,965.00 (+48.43%)	$439,600 (+14%) Land $208,800 Building $230,800	$439,600 (-) Land $208,800 Building $230,800
2023		$385,600	$439,600 Land $208,800 Building $230,800
2022	$3,345.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (1978–2021)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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