905 Hoyt St, Silver Spring, MD 20902 Property Records

Montgomery County property record for 905 Hoyt St, Silver Spring, MD 20902

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 1,900 sqft · built 1957
Lot Size	0.143 acres (6,212 sqft)
Owner	Individual Name on Record
Last Sale	$445,000 (Mar 2020)
Tax Bill	$5,305 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Sep 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-01327931`

Property Details

APN / Parcel Number

Primary APN	`13-01327931`
Alternative APN	`01327931`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,900 sqft Living Area
1st Floor Area	1,326 sqft
Basement Area	574 sqft
Finished Basement	574 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Split Foyer
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	6,212 sqft (0.143 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01327931
Street Address	905 HOYT ST
City	SILVER SPRING
State	MD
Zip	20902-3213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	KEMP MILL ESTATES
Legal Subdivision	KEMP MILL ESTATES
Legal Block	2
Legal Lot Number	19
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	1
Census Block	1008
Census Tract	703208

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	905 HOYT ST, SILVER SPRING, MD 20902-3213
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage NASA FCU
Sep 20, 2017	Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK
Mar 11, 2020	Grant Deed, Transfer · Conventional with PMI NASA FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2020 · Amount on Record
Deed Sale	Mar 11, 2020 · Amount on Record
Prior Sale	Dec 2, 1998 · Amount on Record
Deed Book / Page	59209 / 100
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	905 HOYT ST, SILVER SPRING, MD 20902-3213
Transaction Type	Mortgage
Record Updated	May 17, 2021
Title Company	CU TITLE INSURANCE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 HOYT ST, SILVER SPRING, MD 20902-3213

Mortgage

Document Number	0616400154
Date	Jan 19, 2021
Book Page	61640/154

Lender

Name	NASA FCU
Type	Credit Union
Address	BOWIE, MD 20716

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	905 HOYT ST, SILVER SPRING, MD 20902-3213
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0549120340
Date	Sep 20, 2017
Book Page	54912/340

Lender

Name	SUNTRUST BANK
Type	Bank
Address	NASHVILLE, TN 37230

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Mar 11, 2020
Property Address	905 HOYT ST, SILVER SPRING, MD 20902-3213
Document Number	0592090105
Book / Page	059209 / 000105
Instrument Date	Feb 5, 2020
Transaction Type	Transfer
Record Updated	May 4, 2020
Title Company	CERTIFIED TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$445.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	905 HOYT ST SILVER SPRING MD 209023213, SILVER SPRING, MD 20902-3213

Mortgage

Document Number	592090106
Date	Mar 11, 2020
Book Page	059209/000106

Lender

Name	NASA FCU
Type	Credit Union
Address	BOWIE, MD 20716

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 10, 2050

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$490,300 (+8.98%)	$571,100 (+26.94%) Land $209,500 Building $361,600
2025	$5,305.00 (+34.24%)	$449,900 (+15.03%) Land $209,500 Building $240,400	$449,900 (-) Land $209,500 Building $240,400
2023		$391,100	$449,900 Land $209,500 Building $240,400
2022	$3,952.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (1978–2021)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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