Carroll County property record for 907 Emory Church Rd, Upperco, MD 21155
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,428 sqft · built 1978 |
| Lot Size | 2.23 acres (97,139 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,653 (2026) |
| Deeds & Mortgages | Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-021686 |
| Primary APN | 08-021686 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,428 sqft Total Area |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Split Level |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 97,139 sqft (2.23 acres) |
| Garage Type | Built-in |
| Garage Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 021686 |
|---|---|
| Street Address | 907 EMORY CHURCH RD |
| City | UPPERCO |
| State | MD |
| Zip | 21155-9718 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRIC |
| Legal Description | LT 10 - 2.23 ACS 907 EMORY CHURCH RD 13-8 SOUTHWOOD |
| Legal Subdivision | SOUTHWOOD |
| Legal Lot Number | 10 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 8, HAMPSTEAD |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 508200 |
907 Emory Church Rd is owned and occupied by an individual.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 907 EMORY CHURCH RD, UPPERCO, MD 21155-9718 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 907 EMORY CHURCH RD, UPPERCO, MD 21155-9718 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2021 |
| Title Company | AMERICAS SETTLEMENT COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0104570001 |
|---|---|
| Date | Sep 20, 2021 |
| Book Page | 10457/1 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2036 |
The 2026 property tax bill for 907 Emory Church Rd was $3,653 with a homeowner's exemption, up 5% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,653.00 (+5%) Homeowner's exemption | $324,733 | $360,000 Land $192,300 Building $167,700 |
| 2025 | $3,479.00 Homeowner's exemption | ||
| 2023 | $3,142.00 Homeowner's exemption | $278,100 | $307,100 Land $152,300 Building $154,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 907 Emory Church Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 907 Emory Church Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
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