Carroll County property record for 921 Emory Church Rd, Upperco, MD 21155
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,024 sqft · built 1983 |
| Lot Size | 0.925 acres (40,293 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $290,000 (Jun 2018) |
| Tax Bill | $4,161 (2026) |
| Deeds & Mortgages | Apr 2021 Mortgage Jun 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-021589 |
| Primary APN | 08-021589 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,024 sqft Total Area |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 40,293 sqft (0.925 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 256 sqft |
| Deck Area | 48 sqft |
| Shed | 1 Shed |
| Shed Area | 256 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 021589 |
|---|---|
| Street Address | 921 EMORY CHURCH RD |
| City | UPPERCO |
| State | MD |
| Zip | 21155-9718 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRIC |
| Legal Description | LT 1 - 40293 SF 921 EMORY CHURCH RD 13-8 SOUTHWOOD |
| Legal Subdivision | SOUTHWOOD |
| Legal Lot Number | 1 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 8, HAMPSTEAD |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 508200 |
921 Emory Church Rd is owned and occupied by two individuals who bought it in June 2018.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 921 EMORY CHURCH RD, UPPERCO, MD 21155-9718 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 13, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Jun 21, 2018 | Grant Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 21, 2018 · Amount on File |
| Deed Sale | Jun 21, 2018 · Amount on File |
| Deed Book / Page | 9047 / 371 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 921 EMORY CHURCH RD, UPPERCO, MD 21155-9718 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0102120172 |
|---|---|
| Date | Apr 13, 2021 |
| Book Page | 10212/172 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 356 Months |
| Due | Dec 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Jun 21, 2018 |
| Property Address | 921 EMORY CHURCH RD, UPPERCO, MD 21155-9718 |
| Document Number | 0090470371 |
| Book / Page | 009047 / 000371 |
| Instrument Date | Jun 15, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2018 |
| Title Company | TITLE-RITE SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $290.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 921 EMORY CHURCH RD UPPERCO MD 211559718, UPPERCO, MD 21155-9718 |
| Document Number | 90470378 |
|---|---|
| Date | Jun 21, 2018 |
| Book Page | 009047/000378 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 20, 2048 |
The 2026 property tax bill for 921 Emory Church Rd was $4,161, up 2.4% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,161.00 (+2.39%) | $366,200 (+2.4%) | $383,400 (+7.21%) Land $174,000 Building $209,400 |
| 2025 | $4,064.00 | $357,600 Land $133,900 Building $223,700 | $357,600 Land $133,900 Building $223,700 |
| 2023 | $3,509.00 | $310,600 | $357,600 Land $133,900 Building $223,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 921 Emory Church Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 921 Emory Church Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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