907 Emma St, Key West, FL 33040 Property Records

Monroe County property record for 907 Emma St, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,206 sqft · built 1918
Lot Size0.095 acres (4,140 sqft)
OwnerIndividual Name on Record
Last Sale$1,450,000 (Jul 2021)
Tax Bill$14,013 (2024)
Deeds & MortgagesJul 2021 Sale
Flood ZoneZone AE (high risk)
APN00015110-000100

Property Details

APN / Parcel Number

Primary APN00015110-000100
Alternative APN
  • 9102031

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,206 sqft Living Area
1st Floor Area1,450 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1918
Effective Year BuiltEffective 2018
Exterior MaterialOther
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area4,140 sqft (0.095 acres)
Lot Dimensions80 ft deep x 52 ft wide

Exterior Amenities

PorchOpen Porch
Porch Area95 sqft
Patio Area299 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number9102031
Street Address907 EMMA ST
CityKEY WEST
StateFL
Zip33040-7346
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKW PT LOT 7 SQR 4 TR 3 RR-763 OR238-280 OR836-1182 OR2006-455/56 OR2006-457/58 OR2041-2408D/C OR2041-2409/10AFFD
Legal Range25E
Legal Township68S
Legal Section06
Legal Subdivision907-909 EMMA STREET
Legal Tract3
Legal Lot Number7
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group1
Census Block1017
Census Tract972400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Key West Historic District (Boundary Increase)
listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address3611 205TH ST, BAYSIDE, NY 11361-1235
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 21, 2021 · Amount on Record
Deed SaleJul 21, 2021 · Amount on Record
Prior SaleDec 15, 2014 · Amount on Record
Deed Document Number2331203
Deed Book / Page3114 / 28
Record UpdatedJun 8, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateJul 21, 2021
Property Address907 EMMA ST, KEY WEST, FL 33040-7346
Document Number0031140028
Book / Page3114 / 28
Instrument DateJul 18, 2021
Instrument2331203
Transaction TypeTransfer
Record UpdatedJul 29, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$10,150.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address907 EMMA ST, 907, KEY WEST, FL 33040-7346

Transferred To (Grantee/Buyer)

NameVerified Name
Address36 11 205 STREET, BAYSIDE, NY 11361

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,643,189 (-2.78%) Land $889,441 Building $753,748$1,643,189 (-2.78%) Land $889,441 Building $753,748
2024$14,013.00 (+4.67%)
2023$13,388.00 (+17.26%)$1,690,118 (+28.48%) Land $972,328 Building $717,790$1,690,118 (+28.48%) Land $972,328 Building $717,790
2022$11,417.00$1,315,481 Land $589,773 Building $725,708$1,315,481 Land $589,773 Building $725,708

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation6.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 148 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies180 units insured
incl. 32 condo units
Nearby Flood Claims84 (1980–2022)
Claims Outside the SFHA41 of 84
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 23 claims
  • Hurricane Wilma, Oct 2005 · 30 claims
  • Hurricane Georges, Sep 1998 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 993 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: Hotwire Communications, Verizon.

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