829 Emma St, Key West, FL 33040 Property Records

Monroe County property record for 829 Emma St, Key West, FL 33040

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 1,429 sqft · built 1928
Lot Size	0.075 acres (3,280 sqft)
Owner	2 Individual Names on File
Tax Bill	$8,240 (2025)
Deeds & Mortgages	Sep 2019 Sale May 2018 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`00014700-000000`

Property Details

APN / Parcel Number

Primary APN	`00014700-000000`
Alternative APNs	`01010100014700000000` `1015083`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Units	2 Units
Stories	1 Story
Building Area	1,429 sqft Living Area
1st Floor Area	1,429 sqft
Flooring	Wood
Interior Walls	Wood

Exterior

Year Built	Built 1928
Effective Year Built	Effective 2014
Architectural Style	Duplex Single
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	3,280 sqft (0.075 acres)
Lot Dimensions	80 ft deep x 41 ft wide

Exterior Amenities

Pool Area	143 sqft
Porch	Slab
Porch Area	396 sqft
Patio Area	120 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1015083
Street Address	829 EMMA ST
City	KEY WEST
State	FL
Zip	33040-7344
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	HNC-3
Legal Description	KW PT LOT 6 SQR 2 TR 3 VV-366 OR1257-2279/08 OR1269-35/55 OR1424-151/55 OR1428-624/26 OR1428- 627/28 OR2432-2266/68 OR2894-1246/47 OR2904-2017/18 OR2984-0479
Legal Range	25E
Legal Township	68S
Legal Section	06
Legal Subdivision	KEY WEST SQUARE 02 TR 03
Legal Tract	3
Legal Lot Number	6
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	1
Census Block	1018
Census Tract	972400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Key West Historic District (Boundary Increase) listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

829 Emma St, a duplex, is owned and occupied by two individuals who acquired it in September 2019.

Source: Monroe County records, as of May 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	230 OLIVIA ST, KEY WEST, FL 33040-7376
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2019	Grant Deed, Transfer ATTORNEY ONLY
May 3, 2018	Quit Claim Deed TRUE TITLE
Mar 5, 2018	Quit Claim Deed, Transfer TRUE TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2018
Deed Sale	May 3, 2018
Prior Sale	Sep 24, 2009
Deed Document Number	20182167447
Deed Book / Page	2904 / 2017
Last Transfer Date	Sep 4, 2019
Transfer Doc	0029840479
Record Updated	Oct 29, 2026

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONROE FL
Recording Date	Sep 10, 2019
Property Address	829 EMMA ST, KEY WEST, FL 33040-7344
Document Number	0029840479
Book / Page	002984 / 000479
Instrument Date	Sep 4, 2019
Instrument	2236073
Transaction Type	Transfer
Record Updated	Oct 3, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	203 OLIVIA ST KEY WEST FL 330407319, KEY WEST, FL 33040-7319

May 2018: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	May 3, 2018
Property Address	829 EMMA ST, KEY WEST, FL 33040-7344
Document Number	0029042017
Book / Page	002904 / 002017
Instrument Date	May 1, 2018
Instrument	2167447
Record Updated	Jun 18, 2018
Title Company	TRUE TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 OLIVIA ST KEY WEST FL 330407319, KEY WEST, FL 33040-7319

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	Mar 5, 2018
Property Address	829 EMMA ST, KEY WEST, FL 33040-7344
Document Number	0028941248
Book / Page	002894 / 001248
Instrument Date	Feb 20, 2018
Instrument	2157996
Transaction Type	Transfer
Record Updated	Mar 23, 2018
Title Company	TRUE TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 OLIVIA ST KEY WEST FL 330407319, KEY WEST, FL 33040-7319

Tax Assessment & Valuation

The 2025 property tax bill for 829 Emma St was $8,240 with a homeowner's exemption, up 9.8% from the year before.

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,240.00 (+9.82%) Homeowner's exemption	$1,048,994	$1,140,600 Land $857,261 Building $283,339
2024	$7,503.00 (+4.48%)
2023	$7,181.00 (+18.77%) Homeowner's exemption	$961,045 (+35.48%)	$1,040,904 (+41.49%) Land $785,822 Building $255,082
2022	$6,046.00 Homeowner's exemption	$709,341	$735,654 Land $476,256 Building $259,398

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 829 Emma St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 148 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	180 units insured incl. 32 condo units
Nearby Flood Claims	84 (1980–2022)
Claims Outside the SFHA	41 of 84
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 23 claims Hurricane Wilma, Oct 2005 · 30 claims Hurricane Georges, Sep 1998 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 829 Emma St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 993 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Verizon.

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