907 E Main St, Cumberland, KY 40823 Property Records

Harlan County property record for 907 E Main St, Cumberland, KY 40823

Property Summary

Property Type	City, Municipal, Town, Village Owned (Exempt)
Details	2,256 sqft · built 1950
Lot Size	0.05 acres (2,178 sqft)
Owner	Company Name on File
Flood Zone	Zone AE (high risk)
APN	`206-10-44-007.00`

Property Details

APN / Parcel Number

Primary APN	`206-10-44-007.00`
Alternative APN	`4444`

Interior

Stories	1 Story
Building Area	2,256 sqft Total Area

Exterior

Year Built	Built 1950
Exterior Material	Brick Veneer
Foundation Type	Block
Roof Material	Tar & Gravel
Lot Area	2,178 sqft (0.05 acres)

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	4444
Street Address	907 E MAIN ST
City	CUMBERLAND
State	KY
Zip	40823-1713
Property Category	Public Works
Property Type	Public Works > City, Municipal, Town, Village Owned (Exempt)
Legal Description	COMMERCIAL LOT
Jurisdiction	HARLAN KY
Township / Civil Division	CUMBERLAND
Census Block Group	2
Census Block	2028
Census Tract	970200

Owner

Source: Harlan County records · APN 206-10-44-007.00

Assessment roll updated April 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Harlan County records · Assessment roll updated April 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Harlan County
Municipality	Cumberland City
Unified School District	Harlan County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Additional exemption filed	$15,000 (-) Land $15,000	$15,000 (-) Land $15,000
2023	Additional exemption filed	$15,000 Land $15,000	$15,000 Land $15,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 17, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	23 (1978–2015)
Claims Outside the SFHA	10 of 23
Most Recent Claim	Mar 2015 · Severe Winter Storm, Snowstorm, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms And Flooding, Mar 2002 · 2 claims

Wildfire

Wildfire Risk	Moderate above 56% of the US · above 77% of Kentucky
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Access Cable Television Fiber · Cable	2,000 / 2,000
Uniti Group Fiber · DSL in parts of the area	2,000 / 2,000

Based on FCC filings for 268 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CUMBERLAND MUNICIPAL WATER WORKS serves 2,843 people
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jul 2020 Haloacetic acids resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.