Harlan County property record for 809 E Main St, Cumberland, KY 40823 · Last verified November 2025
| Property Type | City, Municipal, Town, Village Owned (Exempt) |
|---|---|
| Lot Size | 0.069 acres (3,049 sqft) |
| Owner | Company Name on File |
| Flood Zone | Zone AE (high risk) |
| APN | 206-10-45-001.00 |
| Primary APN | 206-10-45-001.00 |
|---|---|
| Alternative APN |
|
| Lot Area | 3,049 sqft (0.069 acres) |
|---|
| Account Number | 4439 |
|---|---|
| Street Address | 809 E MAIN ST |
| City | CUMBERLAND |
| State | KY |
| Zip | 40823-1711 |
| Property Category | Public Works |
| Property Type | Public Works > City, Municipal, Town, Village Owned (Exempt) |
| Legal Description | COMMERCIAL LOT |
| Jurisdiction | HARLAN KY |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 970200 |
Source: Harlan County records · APN 206-10-45-001.00
Assessment roll updated April 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
Source: Harlan County records · Assessment roll updated April 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Harlan County |
| Municipality | Cumberland City |
| Unified School District | Harlan County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Additional exemption filed | $20,000 (-) Land $20,000 | $20,000 (-) Land $20,000 |
| 2023 | Additional exemption filed | $20,000 Land $20,000 | $20,000 Land $20,000 |
Source: FEMA National Flood Hazard Layer, Harlan County (21095C), updated August 17, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210959702002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 21 individual NFIP policies nearby |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 23 (1978–2015) |
| Claims Outside the SFHA | 10 of 23 |
| Most Recent Claim | Mar 2015, other causes, Severe Winter Storm, Snowstorm, Flooding, Landslides, And Mudslides |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 56% of the US · above 78% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 763 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 268 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Access Cable Television | Fiber | 2,000 / 2,000 |
| Uniti Group | Fiber | 2,000 / 2,000 |
| Access Cable Television | Cable | 300 / 20 |
May also be available at this address: Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures