907 Chestnut Dr, Ashland, KY 41101 Property Records

Boyd County property record for 907 Chestnut Dr, Ashland, KY 41101

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,472 sqft · built 1930
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Nov 2021)
Tax Bill	$824 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`030-14-15-007.00`

Property Details

APN / Parcel Number

Primary APN	`030-14-15-007.00`
Alternative APN	`798931`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,472 sqft Living Area
Gross Area	320 sqft
Basement Area	320 sqft
Unfinished Basement	320 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	2,178 sqft (0.05 acres)
Lot Dimensions	71 ft deep x 41 ft wide
Garage Type	Basement
Garage Area	320 sqft
Driveway	Asphalt Driveway
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	390 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	798931
Street Address	907 CHESTNUT DR
City	ASHLAND
State	KY
Zip	41101-2780
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	PART OF LOT-14 CHESTNUT PLACE SUBDIVISION
Legal Subdivision	CHESTNUT PLACE SUBITION
Legal Block	2
Legal Lot Number	14
Jurisdiction	BOYD KY
Township / Civil Division	ASHLAND
Census Block Group	1
Census Block	1000
Census Tract	30700

Owner

907 Chestnut Dr is owned and occupied by an individual who bought it in November 2021.

Source: Boyd County records, as of March 30, 2026

Owner of Record	Individual Name on File
Mailing Address	907 CHESTNUT DR, ASHLAND, KY 41101-2780
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2021	Warranty Deed, Transfer · FHA Mortgage MID-AMERICAN MORTGAGE INC
Mar 2, 2021	Deed, Transfer · Conventional Mortgage PEOPLES BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2021 · Amount on File
Deed Sale	Nov 19, 2021 · Amount on File
Prior Sale	Mar 2, 2021 · Amount on File
Deed Document Number	202110006852
Deed Book / Page	834 / 143
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOYD KY
Recording Date	Nov 19, 2021
Property Address	907 CHESTNUT DR, ASHLAND, KY 41101-2780
Document Number	D834/143
Book / Page	D834 / 143
Instrument Date	Nov 15, 2021
Instrument	10006852
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	BESTITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8201 S SANTA FE DR # DR21, 8201, LITTLETON, CO 80120-5519

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	907 CHESTNUT DR, ASHLAND, KY 41101-2780

Mortgage

Document Number	10006853
Date	Nov 19, 2021
Instrument	10006853

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BOYD KY
Recording Date	Mar 2, 2021
Property Address	907 CHESTNUT DR, ASHLAND, KY 41101-2780
Document Number	00D825/601
Book / Page	D825 / 601
Instrument Date	Feb 26, 2021
Instrument	9839514
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	NOT AVAILABLE, BESTITLE TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	110 PRINCESS DR, 110, ASHLAND, KY 41101-2158

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	907 CHESTNUT DR, ASHLAND, KY 41101-2780

Mortgage

Document Number	0009839515
Date	Mar 2, 2021
Instrument	9839515

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 907 Chestnut Dr was $824.

Source: Boyd County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Boyd County
Municipality	Ashland City
Unified School District	Ashland Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$824.00	$135,000 Land $15,000 Building $120,000	$135,000 Land $15,000 Building $120,000
2023	$845.00	$135,000 Land $15,000 Building $120,000	$135,000 Land $15,000 Building $120,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 907 Chestnut Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1984)
Most Recent Claim	May 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 907 Chestnut Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND WATER WORKS serves 44,402 people · EPA ID KY0100011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017 Haloacetic acids resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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