903 Chestnut Dr, Ashland, KY 41101 Property Records

Boyd County property record for 903 Chestnut Dr, Ashland, KY 41101

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,881 sqft · built 1945
Owner	2 Individual Names on File
Last Sale	$145,500 (Apr 2017)
Tax Bill	$884 (2025)
Deeds & Mortgages	Apr 2017 Mortgage Apr 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`030-14-15-008.00`

Property Details

APN / Parcel Number

Primary APN	`030-14-15-008.00`
Alternative APN	`736901`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,881 sqft Living Area
Gross Area	180 sqft
Basement Area	806 sqft
Finished Basement	806 sqft
Family Room	Family Room
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Garage Type	Attached
Garage Area	180 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	70 sqft
Deck Area	2,200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	736901
Street Address	903 CHESTNUT DR
City	ASHLAND
State	KY
Zip	41101-2780
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL
Legal Description	LOT 13 CHESTNUT PLACE SUBDIVISION
Legal Subdivision	CHESTNUT PLACE SUBITION
Legal Block	2
Legal Lot Number	13
Jurisdiction	BOYD KY
Township / Civil Division	ASHLAND
Census Block Group	1
Census Block	1000
Census Tract	30700

Owner

903 Chestnut Dr is owned by two individuals who bought it in April 2017.

Source: Boyd County records, as of January 22, 2026

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	2500 BRIDLE CT, LEXINGTON, KY 40504-1619
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 26, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Apr 26, 2017 · Amount on File
Deed Sale	Apr 26, 2017 · Amount on File
Prior Sale	Apr 7, 2009 · Amount on File
Deed Document Number	755762
Deed Book / Page	D790 / 164
Record Updated	Jun 8, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOYD KY
Property Address	903 CHESTNUT DR, ASHLAND, KY 41101-2780
Transaction Type	Mortgage
Record Updated	Sep 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1352/781
Date	Apr 26, 2017
Book Page	M1352/781
Instrument	755763

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BOYD KY
Recording Date	Apr 26, 2017
Property Address	903 CHESTNUT DR, ASHLAND, KY 41101-2780
Document Number	D790/164
Book / Page	D790 / 164
Instrument Date	Apr 25, 2017
Instrument	755762
Transaction Type	Transfer
Record Updated	Sep 17, 2021

Transaction

Amount	Amount on Record
Tax	$145.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	543 ARCADIA PARK, 543, LEXINGTON, KY 40503-1353

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2424 FOREST AVE, ASHLAND, KY 41101-3733

Tax Assessment & Valuation

The 2025 property tax bill for 903 Chestnut Dr was $884.

Source: Boyd County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boyd County
Municipality	Ashland City
Unified School District	Ashland Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$884.00	$145,500 Land $15,000 Building $130,500	$145,500 Land $15,000 Building $130,500
2023	$907.00	$145,500 Land $15,000 Building $130,500	$145,500 Land $15,000 Building $130,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 903 Chestnut Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1984)
Most Recent Claim	May 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 903 Chestnut Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND WATER WORKS serves 44,402 people · EPA ID KY0100011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017 Haloacetic acids resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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