907 45th St, Niceville, FL 32578 Property Records

Okaloosa County property record for 907 45th St, Niceville, FL 32578

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 624 sqft · built 1964
Lot Size	0.101 acres (4,398 sqft)
Owner	Company Name on File
Last Sale	$68,000 (Nov 2017)
Tax Bill	$1,207 (2025)
Deeds & Mortgages	Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-592-1910-5`

Property Details

APN / Parcel Number

Primary APN	`C56-000-592-1910-5`
Alternative APNs	`05-1S-22-256B-0034-0060` `22S105256B00340060`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	624 sqft Living Area
Gross Area	1,038 sqft
1st Floor Area	624 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	4,398 sqft (0.101 acres)
Lot Width	50 ft Width
Garage Type	Carport
Garage Area	294 sqft
Carport	Carport
Carport Area	294 sqft
Porch	Finished/Open Porch
Porch Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	907 45TH ST
City	NICEVILLE
State	FL
Zip	32578-1401
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALPARAISO P/C 2 W88 FT LOT 6 BLK 34
Legal Range	22W
Legal Township	01S
Legal Section	05
Legal Subdivision	VALPARAISO P/C
Legal Block	34
Legal Lot Number	6
Jurisdiction	OKALOOSA FL
Township / Civil Division	NICEVILLE-VALPARAISO
Census Block Group	1
Census Block	1028
Census Tract	20900

Owner

907 45th St is owned by a company that bought it in November 2017.

Source: Okaloosa County records, as of April 14, 2026

Owner of Record	Company Name on File
Mailing Address	101 JOHN SIMS PKWY E, NICEVILLE, FL 32578-2046
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2017 · Amount on File
Deed Sale	Nov 16, 2017 · Amount on File
Deed Document Number	20173172610
Deed Book / Page	3326 / 993
Record Updated	Oct 29, 2026

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Nov 16, 2017
Property Address	907 45TH ST, NICEVILLE, FL 32578-1401
Document Number	0033260993
Book / Page	3326 / 0993
Map Reference	MB1 PG48
Instrument Date	Nov 15, 2017
Instrument	3172610
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	FIRST NATL LAND TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 JOHN SIMS PKWY E, NICEVILLE, FL 32578-2046

Mortgage

Document Number	0003172611
Date	Nov 16, 2017
Instrument	3172611

Lender

Name	FIRST FLORIDA BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 907 45th St was $1,207.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Niceville City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,207.00	$93,478 Land $28,322 Building $65,156	$93,478 Land $28,322 Building $65,156
2023	$1,104.00 (+7.29%)	$90,669 (+6.07%) Land $22,909 Building $67,760	$90,669 (+6.07%) Land $22,909 Building $67,760
2022	$1,029.00	$85,484 Land $21,818 Building $63,666	$85,484 Land $21,818 Building $63,666

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 907 45th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	2 (2018–2019)
Most Recent Claim	Jan 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 907 45th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NICEVILLE serves 22,243 people · EPA ID FL1460147
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20