Okaloosa County property record for 906 45th St, Niceville, FL 32578
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,248 sqft · built 1968 |
| Lot Size | 0.345 acres (15,047 sqft) |
| Owner | Owner Name on File |
| Tax Bill | $3,398 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-592-1951-9 |
| Primary APN | C56-000-592-1951-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Units | 4 Units |
| Stories | 1 Story |
| Building Area | 1,248 sqft Heated Area |
| Gross Area | 1,444 sqft |
| 1st Floor Area | 2,496 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Vinyl |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 15,047 sqft (0.345 acres) |
| Lot Width | 100 ft Width |
| Porch | Open Porch |
| Porch Area | 544 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 906 45TH ST |
|---|---|
| City | NICEVILLE |
| State | FL |
| Zip | 32578-1476 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | VALPARAISO P/C 2 LOT 1 & 2 BLK 49 |
| Legal Range | 22 |
| Legal Township | 01S |
| Legal Section | 05 |
| Legal Subdivision | VALPARAISO PINECREST #2 |
| Legal Block | 49 |
| Legal Lot Number | 1,2 2 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | NICEVILLE-VALPARAISO |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 20900 |
Source: Okaloosa County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | PO BOX 1567, NICEVILLE, FL 32588-1567 |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 27, 2004 |
| Transfer Doc | 0025711618 |
| Record Updated | Jun 8, 2026 |
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Niceville City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,398.00 (+15.78%) | $273,659 (+11.87%) Land $79,451 Building $194,208 | $273,659 (+11.87%) Land $79,451 Building $194,208 |
| 2023 | $2,935.00 (+8.02%) | $244,615 (+7.75%) Land $76,365 Building $168,250 | $244,615 (+7.75%) Land $76,365 Building $168,250 |
| 2022 | $2,717.00 | $227,013 Land $72,729 Building $154,284 | $227,013 Land $72,729 Building $154,284 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 2 (2018–2019) |
| Most Recent Claim | Jan 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NICEVILLE serves 22,243 people · EPA ID FL1460147 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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