906 Saint Joseph Ave, O Fallon, MO 63366 Property Records

St. Charles County property record for 906 Saint Joseph Ave, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,750 sqft · built 2000
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$290,100 (Aug 2021)
Tax Bill	$3,775 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T990300070`

Property Details

APN / Parcel Number

Primary APN	`T990300070`
Alternative APN	`2-0051-8026-00-0036.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,750 sqft Living Area
1st Floor Area	949 sqft
Basement Area	877 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Architectural Style	Other
Exterior Material	Composition/Composite
Lot Area	10,019 sqft (0.23 acres)
Terrain	Rolling
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	155 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	T990300070
Old Parcel Number	T990300070
Street Address	906 SAINT JOSEPH AVE
City	O FALLON
State	MO
Zip	63366-1827
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIAMOND POINTE #2 LOT 36
Legal Range	03E
Legal Township	47N
Legal Subdivision	DIAMOND PT #2
Legal Lot Number	36
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	4
Census Block	4004
Census Tract	311602

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	906 SAINT JOSEPH AVE, O FALLON, MO 63366-1827
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2021	Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC
Apr 6, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2021 · Amount on Record
Deed Sale	Aug 27, 2021 · Amount on Record
Prior Sale	Apr 6, 2021
Deed Document Number	0202172175
Deed Book / Page	2021 / 72175
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 27, 2021
Property Address	906 SAINT JOSEPH AVE, O FALLON, MO 63366-1827
Document Number	0000072175
Map Reference	MB 35 PG 131
Instrument Date	Aug 23, 2021
Instrument	2021R-072175
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	704 SCARLET OAK DR, 704, LAKE SAINT LOUIS, MO 63367-2140

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	906 SAINT JOSEPH AVE, O FALLON, MO 63366-1827

Mortgage

Document Number	0000072176
Date	Aug 27, 2021
Instrument	2021R-072176

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Apr 6, 2021
Property Address	906 SAINT JOSEPH AVE, O FALLON, MO 63366-1827
Document Number	0000030205
Map Reference	MB 35 PG 131&132
Instrument Date	Feb 19, 2021
Instrument	2021R-030205
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	906 SAINT JOSEPH AVE, O FALLON, MO 63366-1827

Mortgage

Document Number	0000030206
Date	Apr 6, 2021
Instrument	2021R-030206

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Mar 1, 2036

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,775.00	$58,725 (+11.05%)	$309,078 (+11.05%) Land $60,000 Building $249,078
2023		$52,883
2022			$278,333 Land $50,000 Building $228,333

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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