810 Saint Joseph Ave, O Fallon, MO 63366 Property Records

St. Charles County property record for 810 Saint Joseph Ave, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,032 sqft · built 1968
Lot Size	0.248 acres (10,800 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Apr 2025)
Tax Bill	$2,429 (2025)
Deeds & Mortgages	Apr 2025 Mortgage Jan 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`229230A000`

Property Details

APN / Parcel Number

Primary APN	`229230A000`
Alternative APN	`2-051C-4195-00-0025.0000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,032 sqft Living Area
Gross Area	2,200 sqft
1st Floor Area	900 sqft
Basement Area	900 sqft
Finished Basement	132 sqft
Unfinished Basement	768 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,800 sqft (0.248 acres)
Lot Dimensions	120 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	64 sqft
Patio Area	520 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	229230A000
Street Address	810 SAINT JOSEPH AVE
City	O FALLON
State	MO
Zip	63366-1864
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	FOREST PK ADDN #3 LOT 25
Legal Subdivision	FOREST PK ADDN #3
Legal Lot Number	25
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	4
Census Block	4005
Census Tract	311602

Owner

810 Saint Joseph Ave is owned and occupied by two individuals who bought it in April 2025.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	810 SAINT JOSEPH AVE, O FALLON, MO 63366-1864
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2025	Warranty Deed, Transfer · Conventional Mortgage COMMERCE BANK
Jan 10, 2025	Warranty Deed, Transfer
Nov 13, 2017	Intrafamily Transfer, Transfer · Line of Credit CARROLLTON BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2025 · Amount on File
Deed Sale	Apr 22, 2025 · Amount on File
Prior Sale	Jan 10, 2025 · Amount on File
Deed Document Number	202516018
Prior Transfer Date	Aug 20, 2015
Prior Transfer Doc	0064090669
Record Updated	Oct 29, 2026

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 22, 2025
Property Address	810 SAINT JOSEPH AVE, O FALLON, MO 63366-1864
Document Number	0000016018
Map Reference	MB 11 PG 34
Instrument Date	Apr 17, 2025
Instrument	2025R-016018
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1600, RD1600, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	810 SAINT JOSEPH AVE, O FALLON, MO 63366-1864

Mortgage

Document Number	0000016019
Date	Apr 22, 2025
Instrument	2025R-016019

Lender

Name	COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2055

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 10, 2025
Property Address	810 SAINT JOSEPH AVE, O FALLON, MO 63366-1864
Document Number	0000001120
Map Reference	MB 11 PG 34
Instrument Date	Jan 3, 2025
Instrument	2025R-001120
Transaction Type	Transfer
Record Updated	Jul 1, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

November 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN MO
Recording Date	Nov 13, 2017
Property Address	810 SAINT JOSEPH AVE, O FALLON, MO 63366-1864
Document Number	2417/0163
Book / Page	2417 / 0163
Instrument Date	Sep 22, 2017
Instrument	2017010651
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	CONTINENTAL TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 LAKEVIEW RD, OLD MONROE, MO 63369-2111

Mortgage

Document Number	2017010652
Date	Nov 13, 2017
Instrument	2017010652

Lender

Name	CARROLLTON BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 810 Saint Joseph Ave was $2,429, up 1.8% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$37,548 (-)	$197,619 (-) Land $40,000 Building $157,619
2025	$2,429.00 (+1.8%)	$37,548	$197,619 Land $40,000 Building $157,619
2024	$2,386.00
2023		$35,825
2022			$188,553 Land $40,000 Building $148,553

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 810 Saint Joseph Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 810 Saint Joseph Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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