906 S Cottage St, Independence, MO 64050 Property Records

Jackson County property record for 906 S Cottage St, Independence, MO 64050

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 779 sqft · built 1900
Lot Size	0.138 acres (6,005 sqft)
Owner	Individual Name on File
Tax Bill	$466 (2025)
Deeds & Mortgages	Jun 2023 Transfer Jul 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-410-14-30`

Property Details

APN / Parcel Number

Primary APN	`26-410-14-30`
Alternative APNs	`26-410-14-30-00-0-00-000` `26410143000000001` `779238`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	779 sqft Living Area
Gross Area	1,558 sqft
1st Floor Area	779 sqft
Basement Area	779 sqft
Flooring	Carpet

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,005 sqft (0.138 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	96 sqft
Deck Area	Deck Area
Patio Area	184 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	779238
Street Address	906 S COTTAGE ST
City	INDEPENDENCE
State	MO
Zip	64050-4346
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH SIDE ADD 2 S 50 OF N 120 LOTS 31 & 32 BLK 14
Legal Subdivision	SOUTH SIDE ADD NO 2
Legal Block	14
Legal Lot Number	31,32
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	2
Census Block	2024
Census Tract	11702

Owner

906 S Cottage St is owned by an individual who acquired it in November 2017.

Source: Jackson County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 3253, INDEPENDENCE, MO 64055-8253
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2023	Intrafamily Transfer, Transfer
Jul 13, 2018	Deed of Trust, Mortgage BANK OF GRAIN VLY
Nov 1, 2017	Warranty Deed, Transfer CLEAR TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2017
Deed Sale	Nov 1, 2017
Prior Sale	May 24, 2011
Deed Document Number	2017E99055
Record Updated	Oct 29, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON MO
Recording Date	Jun 27, 2023
Property Address	906 S COTTAGE ST, INDEPENDENCE, MO 64050-4346
Document Number	00E0045008
Instrument Date	Jun 26, 2023
Instrument	2023E0045008
Transaction Type	Transfer
Record Updated	Oct 12, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3253, INDEPENDENCE, MO 64055-8253

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	906 S COTTAGE ST, INDEPENDENCE, MO 64050-4346
Document Number	0000E61363
Instrument Date	Jul 13, 2018
Transaction Type	Mortgage
Record Updated	Jul 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14201 HADLEY ST OVERLAND PARK KS 662232558, OVERLAND PARK, KS 66223-2558

Mortgage

Document Number	0000E61363
Date	Jul 13, 2018
Instrument	61363E

Lender

Name	BANK OF GRAIN VLY
Type	Bank
Address	KANSAS CITY, MO 64136

Agreement

Amount	Amount on Record

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Nov 1, 2017
Property Address	906 S COTTAGE ST, INDEPENDENCE, MO 64050-4346
Document Number	0000E99055
Instrument Date	Oct 30, 2017
Instrument	99055E
Transaction Type	Transfer
Record Updated	Nov 22, 2017
Title Company	CLEAR TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14201 HAELEY ST SM KS 66223, SM, KS 66223

Tax Assessment & Valuation

The 2025 property tax bill for 906 S Cottage St was $466, down 29.2% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$6,532 (-) Land $3,481 Building $3,051	$34,380 (-)
2025	$466.00 (-29.18%)	$6,532 Land $3,481 Building $3,051	$34,380
2024	$658.00 (-33.47%)
2023	$989.00	$14,613 Land $1,767 Building $12,846	$76,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 906 S Cottage St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 906 S Cottage St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: KC Web, Wisper ISP.

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