Jackson County property record for 831 S Cottage St, Independence, MO 64050
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,058 sqft · built 1920 |
| Lot Size | 0.336 acres (14,621 sqft) |
| Owner | Company Name on File |
| Tax Bill | $1,328 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-410-15-07 |
| Primary APN | 26-410-15-07 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,058 sqft Living Area |
| 1st Floor Area | 690 sqft |
| Basement Area | 690 sqft |
| Flooring | Carpet |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Bungalow |
| Exterior Material | Stucco |
| Construction Type | Steel Frame |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,621 sqft (0.336 acres) |
| Lot Dimensions | 294 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 408 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 779249 |
|---|---|
| Street Address | 831 S COTTAGE ST |
| City | INDEPENDENCE |
| State | MO |
| Zip | 64050-4343 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTH SIDE ADD 2 S 50 OF LOT 17 BLK 13 |
| Legal Subdivision | SOUTH SIDE ADD NO 2 |
| Legal Block | 13 |
| Legal Lot Number | 17 |
| Jurisdiction | JACKSON MO |
| Township / Civil Division | BLUE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 11702 |
831 S Cottage St is owned by a company that acquired it in July 2021.
Source: Jackson County records, as of August 24, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 831 S COTTAGE ST, INDEPENDENCE, MO 64050-4343 |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 16, 2021 |
| Transfer Doc | 0000079291 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 831 S Cottage St was $1,328, down 6.5% from the year before.
Source: Jackson County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jackson County |
| Municipality | Independence City |
| Unified School District | Independence 30 School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $18,593 (-) Land $4,079 Building $14,514 | $97,860 (-) | |
| 2025 | $1,328.00 (-6.54%) | $18,593 Land $4,079 Building $14,514 | $97,860 |
| 2024 | $1,421.00 (+2.3%) | ||
| 2023 | $1,389.00 | $20,522 Land $2,506 Building $18,016 | $108,010 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 831 S Cottage St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 831 S Cottage St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: KC Web, Wisper ISP.
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