St. Charles County property record for 900 S 3rd St, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,723 sqft · built 1860 |
| Lot Size | 0.167 acres (7,280 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $162,500 (Jul 2007) |
| Tax Bill | $2,775 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Mar 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 006320A000 |
| Primary APN | 006320A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,723 sqft Living Area |
| 1st Floor Area | 1,302 sqft |
| Basement Area | 1,206 sqft |
| Year Built | Built 1860 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick/Stone |
| Lot Area | 7,280 sqft |
| Lot Dimensions | 140 ft deep x 52 ft wide |
| Garage Type | Attached |
| Garage Area | 816 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 96 sqft |
| Heating System | Forced Air |
|---|---|
| Sewer | Connected |
| Account Number | 006320A000 |
|---|---|
| Old Parcel Number | 006320A000 |
| Street Address | 900 S 3RD ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-2402 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AA5 |
| Legal Description | PT CITY BLK 78 |
| Legal Range | 05E |
| Legal Township | 46N |
| Legal Subdivision | CITY/ST CHARLES |
| Legal Block | 78 |
| Legal Lot Number | 4 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LINDENWOOD |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 310502 |
Source: St. Charles County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 900 S 3RD ST, SAINT CHARLES, MO 63301-2402 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ALLTRU FCU |
| Mar 4, 2021 | Intrafamily Transfer, Transfer |
| Mar 12, 2018 | Deed of Trust, Mortgage · Line of Credit REGIONS BK/FAYETTE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 11, 2007 · Amount on Record |
| Deed Sale | Jul 11, 2007 · Amount on Record |
| Prior Sale | Jul 11, 2007 · Amount on Record |
| Deed Document Number | 0047940998 |
| Deed Book / Page | 4794 / 998 |
| Last Transfer Date | Mar 4, 2021 |
| Transfer Doc | 2021R019102 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 900 S 3RD ST, SAINT CHARLES, MO 63301-2402 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2021 |
| Name | Verified Name |
|---|---|
| Address | 900 S 3RD ST, SAINT CHARLES, MO 63301-2402 |
| Document Number | 2021R032289 |
|---|---|
| Date | Apr 13, 2021 |
| Instrument | 2021R-032289 |
| Name | ALLTRU FCU |
|---|---|
| Type | Credit Union |
| Address | WENTZVILLE, MO 63385 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Mar 4, 2021 |
| Property Address | 900 S 3RD ST, SAINT CHARLES, MO 63301-2402 |
| Document Number | 2021R019102 |
| Instrument Date | Mar 4, 2021 |
| Instrument | 2021R-019102 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 900 S 3RD ST, SAINT CHARLES, MO 63301-2402 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 900 S 3RD ST, SAINT CHARLES, MO 63301-2402 |
| Document Number | 0068941829 |
| Instrument Date | Mar 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Address | 900 S 3RD ST ST CHARLES MO 633012402, ST CHARLES, MO 63301-2402 |
| Document Number | 0068941829 |
|---|---|
| Date | Mar 22, 2018 |
| Book Page | 006894/001829 |
| Instrument | 151990 |
| Name | REGIONS BK/FAYETTE |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35211 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 21, 2033 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Charles County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,775.00 | $44,197 (+5.08%) | $232,614 (+5.08%) Land $50,000 Building $182,614 |
| 2023 | $42,059 | ||
| 2022 | $221,368 Land $37,500 Building $183,868 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 22 (1979–2022) |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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