906 Riverside Ave, Saint Charles, IL 60174 Property Records

Kane County property record for 906 Riverside Ave, Saint Charles, IL 60174

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,275 sqft · built 1910
Lot Size	0.448 acres (19,530 sqft)
Owner	Company Name on File
Last Sale	$250,000 (Nov 2024)
Tax Bill	$5,451 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`09-34-253-021`

Property Details

APN / Parcel Number

Primary APN	`09-34-253-021`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,275 sqft Living Area
Basement Area	392 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1949
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,530 sqft (0.448 acres)
Garage Type	Detached
Garage Area	858 sqft
Parking Spaces	3 Parking Spaces
Porch	Enclosed Porch
Shed	1 Shed
Shed Area	200 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	906 RIVERSIDE AVE
City	SAINT CHARLES
State	IL
Zip	60174-2960
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP AREA: 008-SEOLDTWN STC,AVE
Legal Subdivision	MINARD FERSON&HUNTS
Legal Block	1
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	1
Census Block	1067
Census Tract	852300

Owner

906 Riverside Ave is owned by a company that bought it in November 2024.

Source: Kane County records, as of October 19, 2026

Owner of Record	Company Name on File
Mailing Address	505 WARNER AVE, LEMONT, IL 60439-3824
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2024 · Amount on File
Deed Sale	Nov 1, 2024 · Amount on File
Prior Sale	May 31, 2024 · Amount on File
Deed Document Number	202440317
Prior Transfer Date	Jun 6, 2024
Prior Transfer Doc	0000020496
Record Updated	Oct 29, 2026

January 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	KANE IL
Recording Date	Jan 10, 2023
Property Address	906 RIVERSIDE AVE, ST CHARLES, IL 60174-2960
Document Number	0000000994
Instrument Date	Jan 9, 2023
Instrument	2023K000994
Transaction Type	Transfer
Record Updated	Jan 17, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	906 RIVERSIDE AVE, SAINT CHARLES, IL 60174-2960

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000997
Date	Jan 10, 2023
Instrument	2023K000997

Lender

Name	ASSOCIATED BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Dec 23, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly
Min Rate At Change	2.5%
Margin	7
Max Rate	18%

Tax Assessment & Valuation

The 2025 property tax bill for 906 Riverside Ave was $5,451.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Municipality	St. Charles City
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,451.00	$77,727 (+9.95%) Land $35,951 Building $41,776	$233,274 (+9.95%) Land $107,896 Building $125,378
2024		$70,694 Land $33,125 Building $37,569	$212,167 Land $99,415 Building $112,752
2022	$4,808.00 (+78.07%) Homeowner's exemption	$70,550 (+4.91%) Land $34,864 Building $35,686	$211,650 (+4.91%) Land $104,592 Building $107,058
2021	$2,700.00 Homeowner's exemption	$67,248 Land $33,232 Building $34,016	$201,744 Land $99,696 Building $102,048

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 906 Riverside Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	29 (1979–2020)
Claims Outside the SFHA	5 of 29
Most Recent Claim	May 2020 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims Severe Storms And Flooding, Sep 2008 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 906 Riverside Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES serves 33,081 people · EPA ID IL0894830
Water Source	Groundwater
Last State Inspection	Oct 2022
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20