622 Riverside Ave, Saint Charles, IL 60174 Property Records

Kane County property record for 622 Riverside Ave, Saint Charles, IL 60174 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,301 sqft · built 1920
Lot Size	0.14 acres (6,100 sqft)
Owner	Individual Name on File
Last Sale	$273,000 (Jan 2022)
Tax Bill	$6,398 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`09-34-216-008`

Property Details

APN / Parcel Number

Primary APN	`09-34-216-008`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,301 sqft Living Area
Basement Area	629 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1974
Architectural Style	Bungalow
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,100 sqft (0.14 acres)
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	622 RIVERSIDE AVE
City	SAINT CHARLES
State	IL
Zip	60174-2958
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP AREA: 008-SEOLDTWN STC,AVE
Legal Subdivision	MINARD FERSON&HUNTS
Legal Block	1
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	1
Census Block	1064
Census Tract	852300

Owner

Source: Kane County records · APN 09-34-216-008

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	622 RIVERSIDE AVE, SAINT CHARLES, IL 60174-2958
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 19, 2022 · Amount on Record
Deed Sale	Jan 19, 2022 · Amount on Record
Prior Sale	Jan 02, 2004 · Amount on Record
Prior Transfer Date	Mar 09, 2005
Prior Transfer Doc	0000032629
Record Updated	Sep 20, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 19, 2022
Property Address	622 RIVERSIDE AVE, ST CHARLES, IL 60174-2958
Document Number	0000003638
Instrument Date	Jan 12, 2022
Instrument	2022K003638
Transaction Type	Transfer
Record Updated	Jan 26, 2022
Title Company	PROPER TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$273.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	622 RIVERSIDE AVE, SAINT CHARLES, IL 60174-2958

Mortgage

Document Number	0000003639
Date	Jan 19, 2022
Instrument	2022K003639

Lender

Name	LENDSURE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

Interest

Rate Type	Fixed Rate
Rate	5.37%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Municipality	St. Charles City
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,398.00 (+3.73%) Homeowner's exemption Senior Citizen's exemption
2024		$98,800 (+29.33%) Land $25,807 Building $72,993	$296,519 (+29.38%) Land $77,452 Building $219,067
2022	$6,168.00 (+16.38%)	$76,392 (+17.55%) Land $27,116 Building $49,276	$229,176 (+17.55%) Land $81,348 Building $147,828
2021	$5,300.00	$64,989 Land $25,847 Building $39,142	$194,967 Land $77,541 Building $117,426

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898523001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 7 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force 5 of 7 on primary residences
Nearby Flood Claims	29 (1979–2020)
Claims Outside the SFHA	5 of 29
Most Recent Claim	May 2020, rainfall accumulation
Flood Events	Severe Storms, Straight-line Winds, And Flooding (Apr 2013), 2 claims Severe Storms And Flooding (Sep 2008), 7 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.