906 River Rd, Bluffton, IN 46714 Property Records

Wells County property record for 906 River Rd, Bluffton, IN 46714

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 5,027 sqft · built 1951
Lot Size	3.25 acres (141,570 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (Nov 2011)
Tax Bill	$6,037 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Nov 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`90-08-03-300-017.000-004`

Property Details

APN / Parcel Number

Primary APN	`90-08-03-300-017.000-004`
Alternative APNs	`00001544601` `0100690600`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	19 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	5,027 sqft Living Area
1st Floor Area	5,027 sqft
Basement Area	2,122 sqft
Unfinished Basement	2,122 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1985
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Slate
Lot Area	141,570 sqft (3.25 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	940 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00001544601
Street Address	906 RIVER RD
City	BLUFFTON
State	IN
Zip	46714-2731
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	03-26-12 3.25A PT NWSW N OF LOT 3 RIVERVIEW
Legal Subdivision	RIVERVIEW SUBDIVISION
Legal Lot Number	3
Jurisdiction	WELLS IN
Township / Civil Division	HARRISON
Census Block Group	1
Census Block	1024
Census Tract	40500

Owner

906 River Rd is owned and occupied by an individual who bought it in November 2011.

Source: Wells County records, as of June 26, 2026

Owner of Record	Individual Name on File
Mailing Address	906 RIVER RD, BLUFFTON, IN 46714-2731
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2023	Deed of Trust, Mortgage · Line of Credit LOAN DEPOT INC
Nov 15, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT COM LLC
Jun 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT COM LLC
May 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2011 · Amount on File
Deed Sale	Nov 9, 2011 · Amount on File
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	906 RIVER RD, BLUFFTON, IN 46714-2731
Transaction Type	Mortgage
Record Updated	Jul 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020231812
Date	Jun 13, 2023
Instrument	20231812

Lender

Name	LOAN DEPOT INC
Type	Funding / Finance Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 30, 2053

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	906 RIVER RD, BLUFFTON, IN 46714-2731
Transaction Type	Mortgage
Record Updated	Sep 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20184308
Date	Nov 15, 2018
Instrument	20184308

Lender

Name	LOANDEPOT COM LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2048

Interest

Rate Type	Fixed Rate

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	906 RIVER RD, BLUFFTON, IN 46714-2731
Transaction Type	Mortgage
Record Updated	Sep 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20191912
Date	Jun 14, 2019
Instrument	20191912

Lender

Name	LOANDEPOT COM LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

Interest

Rate Type	Fixed Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	906 RIVER RD, BLUFFTON, IN 46714-2731
Transaction Type	Mortgage
Record Updated	Sep 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20202001
Date	May 19, 2020
Instrument	20202001

Lender

Name	LOANDEPOT COM LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 906 River Rd was $6,037 with a homeowner's exemption, up 24.9% from the year before.

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bluffton City
County	Wells County
County Subdivision	Harrison Township
Unified School District	Bluffton-Harrison Metropolitan School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,037.00 (+24.86%) Homeowner's exemption	$618,800 Land $84,400 Building $534,400	$618,800 Land $84,400 Building $534,400
2024	$4,835.00
2023		$453,300 (+12.15%) Land $75,200 Building $378,100	$453,300 (+12.15%) Land $75,200 Building $378,100
2022	$3,773.00	$404,200 Land $75,200 Building $329,000	$404,200 Land $75,200 Building $329,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 906 River Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	15 (1985–2015)
Claims Outside the SFHA	3 of 15
Most Recent Claim	Jun 2015 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2003 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 906 River Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUFFTON UTILITIES WATER DEPT serves 10,298 people · EPA ID IN5290001
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Craigville Telephone Company Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Verizon.

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