820 River Rd, Bluffton, IN 46714 Property Records

Wells County property record for 820 River Rd, Bluffton, IN 46714

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,047 sqft · built 1951
Lot Size	3.45 acres (150,282 sqft)
Owner	Individual Name on File
Tax Bill	$5,031 (2025)
Deeds & Mortgages	Oct 2007 Transfer
Flood Zone	Zone X (moderate risk)
APN	`90-08-03-200-024.000-004`

Property Details

APN / Parcel Number

Primary APN	`90-08-03-200-024.000-004`
Alternative APNs	`00001544424` `0100828300`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,047 sqft Living Area
1st Floor Area	2,047 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1985
Construction Type	Stone
Roof Material	Asphalt
Lot Area	150,282 sqft (3.45 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00001544424
Street Address	820 RIVER RD
City	BLUFFTON
State	IN
Zip	46714-2730
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SW (3-E) 3.450A PT NW E OF LOTS 1/2 ORCHARD RIDGE
Legal Lot Number	1
Jurisdiction	WELLS IN
Township / Civil Division	HARRISON
Census Block Group	1
Census Block	1024
Census Tract	40500

Owner

820 River Rd is owned and occupied by an individual who acquired it in January 2024.

Source: Wells County records, as of June 26, 2026

Owner of Record	Individual Name on File
Mailing Address	1369 SE STATE ROAD 116, BLUFFTON, IN 46714-9230
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2024
Deed Sale	Jan 17, 2024
Prior Sale	Oct 10, 2007 · Amount on File
Deed Document Number	2024194
Prior Transfer Date	Oct 1, 2007
Prior Transfer Doc	000146/484
Record Updated	Sep 20, 2026

October 2007: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WELLS IN
Recording Date	Oct 10, 2007
Property Address	820 RIVER RD, BLUFFTON, IN 46714-2730
Document Number	000146/484
Book / Page	146 / 484
Instrument Date	Oct 1, 2007
Transaction Type	Transfer
Record Updated	Feb 23, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	820 RIVER RD, BLUFFTON, IN 46714-2730

Tax Assessment & Valuation

The 2025 property tax bill for 820 River Rd was $5,031 with a homeowner's exemption, up 152.8% from the year before.

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bluffton City
County	Wells County
County Subdivision	Harrison Township
Unified School District	Bluffton-Harrison Metropolitan School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,031.00 (+152.81%) Homeowner's exemption	$277,900 Land $80,700 Building $197,200	$277,900 Land $80,700 Building $197,200
2024	$1,990.00
2023		$206,600 (+9.6%) Land $67,400 Building $139,200	$206,600 (+9.6%) Land $67,400 Building $139,200
2022	$1,621.00	$188,500 Land $67,400 Building $121,100	$188,500 Land $67,400 Building $121,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 820 River Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	15 (1985–2015)
Claims Outside the SFHA	3 of 15
Most Recent Claim	Jun 2015 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2003 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 820 River Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUFFTON UTILITIES WATER DEPT serves 10,298 people · EPA ID IN5290001
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Craigville Telephone Company Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon.

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