906 Michael Dr, Papillion, NE 68046 Property Records

Sarpy County property record for 906 Michael Dr, Papillion, NE 68046

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,774 sqft · built 1986
Lot Size	0.208 acres (9,085 sqft)
Owner	2 Individual Names on File
Last Sale	$295,000 (Aug 2019)
Tax Bill	$5,849 (2025)
Deeds & Mortgages	May 2022 Line of Credit Aug 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`011072784`

Property Details

APN / Parcel Number

Primary APN	`011072784`
Alternative APN	`13452691`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,774 sqft Total Area
1st Floor Area	1,256 sqft
Basement Area	1,255 sqft
Finished Basement	1,050 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Architectural Style	Split Level
Lot Area	9,085 sqft
Lot Dimensions	115 ft deep x 79 ft wide
Garage Type	Built-in
Garage Area	484 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	269 sqft
Deck Area	618 sqft
Patio Area	432 sqft
Shed	1 Shed
Shed Area	80 sqft

Location & Zoning

Account Number	13452691
Street Address	906 MICHAEL DR
City	PAPILLION
State	NE
Zip	68046-6132
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 418 HICKORY HILL
Legal Subdivision	HICKORY HILL
Legal Lot Number	418
Jurisdiction	SARPY NE
Township / Civil Division	PAPILLION
Census Block Group	5
Census Block	5001
Census Tract	10617

Owner

906 Michael Dr is owned and occupied by two individuals who bought it in August 2019.

Source: Sarpy County records, as of February 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	906 MICHAEL DR, PAPILLION, NE 68046-6132
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2022	Deed of Trust, Mortgage · Line of Credit COGENT BANK
Aug 30, 2019	Warranty Deed, Transfer · Conventional Mortgage COGENT BANK
Jan 26, 2018	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2019 · Amount on File
Deed Sale	Aug 30, 2019 · Amount on File
Prior Sale	Jun 20, 2005 · Amount on File
Deed Document Number	2019-20160
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARPY NE
Property Address	906 MICHAEL DR, PAPILLION, NE 68046-6132
Transaction Type	Mortgage
Record Updated	May 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	906 MICHAEL DR, PAPILLION, NE 68046-6132

Mortgage

Document Number	0000003308
Date	May 18, 2022
Instrument	2022-13308

Lender

Name	COGENT BANK
Type	Bank
Address	PAPILLION, NE 68046

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARPY NE
Recording Date	Aug 30, 2019
Property Address	906 MICHAEL DR, PAPILLION, NE 68046-6132
Document Number	0000000160
Instrument Date	Aug 19, 2019
Instrument	2019-20160
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	DRI TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$663.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000000161
Date	Aug 30, 2019
Instrument	2019-20161

Lender

Name	COGENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARPY NE
Property Address	906 MICHAEL DR, PAPILLION, NE 68046-6132
Document Number	0000002750
Instrument Date	Jan 26, 2018
Transaction Type	Mortgage
Record Updated	Feb 20, 2018
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	906 MICHAEL DR PAPILLION NE 680466132, PAPILLION, NE 68046-6132

Mortgage

Document Number	0000002750
Date	Feb 6, 2018
Instrument	2750

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 5, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

The 2025 property tax bill for 906 Michael Dr was $5,849, up 2.1% from the year before.

Source: Sarpy County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Sarpy County
Municipality	Papillion City
Unified School District	Papillion-La Vista Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,849.00 (+2.13%)	$401,301 Land $52,000 Building $349,301	$401,301 Land $52,000 Building $349,301
2024	$5,727.00 (-13.59%)
2023	$6,628.00 (+5.61%)	$352,041 Land $48,000 Building $304,041	$352,041 Land $48,000 Building $304,041
2022	$6,276.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 906 Michael Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 14, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 906 Michael Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PAPILLION serves 35,000 people · EPA ID NE3115313
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Great Plains Communications Fiber	2,000 / 2,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, T-Mobile, Verizon.

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