904 Michael Dr, Papillion, NE 68046 Property Records

Sarpy County property record for 904 Michael Dr, Papillion, NE 68046

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,881 sqft · built 1986
Lot Size	0.208 acres (8,927 sqft)
Owner	2 Individual Names on File
Last Sale	$385,000 (Oct 2023)
Tax Bill	$5,146 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Oct 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`011072776`

Property Details

APN / Parcel Number

Primary APN	`011072776`
Alternative APNs	`770981816` `13411504`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,881 sqft Living Area
Gross Area	3,996 sqft
1st Floor Area	1,170 sqft
Basement Area	1,154 sqft
Finished Basement	611 sqft
Unfinished Basement	543 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	8,927 sqft (0.208 acres)
Lot Dimensions	113 ft deep x 79 ft wide
Garage Type	Attached
Garage Area	572 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Slab
Porch Area	40 sqft
Deck Area	262 sqft
Patio Area	276 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	13411504
Street Address	904 MICHAEL DR
City	PAPILLION
State	NE
Zip	68046-6132
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 417 HICKORY HILL
Legal Subdivision	HICKORY HILL
Legal Lot Number	417
Jurisdiction	SARPY NE
Township / Civil Division	PAPILLION
Census Block Group	5
Census Block	5001
Census Tract	10617

Owner

904 Michael Dr is owned and occupied by two individuals who bought it in October 2023.

Source: Sarpy County records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	904 MICHAEL DR, PAPILLION, NE 68046-6132
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage U S BANK N A
Oct 27, 2023	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Nov 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Oct 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2023 · Amount on File
Deed Sale	Oct 27, 2023 · Amount on File
Prior Sale	Oct 6, 2003 · Amount on File
Deed Document Number	202320611
Prior Transfer Date	Apr 18, 2011
Prior Transfer Doc	0000011338
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARPY NE
Recording Date	Jun 24, 2026
Property Address	904 MICHAEL DR, PAPILLION, NE 68046-6132
Document Number	0000014685
Instrument Date	Jun 18, 2026
Instrument	202614685
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 MICHAEL DR, PAPILLION, NE 68046-6132

Mortgage

Document Number	0000014685,
Date	Jun 24, 2026
Instrument	202614685

Lender

Name	U S BANK N A

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARPY NE
Recording Date	Oct 27, 2023
Property Address	904 MICHAEL DR, PAPILLION, NE 68046-6132
Document Number	0000000611
Instrument Date	Oct 9, 2023
Instrument	2023-20611
Transaction Type	Transfer
Record Updated	Nov 8, 2023
Title Company	GREEN TITLE AND ESCROW, GREEN TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$866.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000000612
Date	Oct 27, 2023
Instrument	2023-20612

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARPY NE
Property Address	904 MICHAEL DR, PAPILLION, NE 68046-6132
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037005
Date	Nov 3, 2020
Instrument	2020-37005

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2035

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARPY NE
Property Address	904 MICHAEL DR, PAPILLION, NE 68046-6132
Document Number	0000025541
Instrument Date	Oct 16, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2017
Title Company	TITLE SOURCES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 MICHAEL DR PAPILLION NE 680466132, PAPILLION, NE 68046-6132

Mortgage

Document Number	0000025541
Date	Oct 20, 2017
Instrument	25541

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 19, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 904 Michael Dr was $5,146, up 1.3% from the year before.

Source: Sarpy County assessment roll, as of September 17, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Sarpy County
Municipality	Papillion City
Unified School District	Papillion-La Vista Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,146.00 (+1.26%)	$353,083 Land $52,000 Building $301,083	$353,083 Land $52,000 Building $301,083
2024	$5,082.00 (-13.54%)
2023	$5,878.00 (+5.97%)	$312,208 Land $48,000 Building $264,208	$312,208 Land $48,000 Building $264,208
2022	$5,547.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 904 Michael Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 14, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 904 Michael Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PAPILLION serves 35,000 people · EPA ID NE3115313
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Great Plains Communications Fiber	2,000 / 2,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, T-Mobile, Verizon.

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