906 Locust St, Cambridge, MD 21613 Property Records

Dorchester County property record for 906 Locust St, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	3 ba · 4,143 sqft · built 1910
Lot Size	0.316 acres (13,760 sqft)
Owner	2 Company Names on Record
Last Sale	$195,000 (Oct 2019)
Tax Bill	$3,636 (2026)
Deeds & Mortgages	Jun 2026 Sale Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-144229`

Property Details

APN / Parcel Number

Primary APN	`07-144229`
Alternative APNs	`7144229` `144229`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	4,239 sqft Total Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	13,760 sqft (0.316 acres)

Exterior Amenities

Porch	Slab
Porch Area	377 sqft
Deck Area	Deck Area
Patio Area	160 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	144229
Street Address	906 LOCUST ST
City	CAMBRIDGE
State	MD
Zip	21613-1710
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT 13,760 SQ. ST. 906 LOCUST STREET CAMBRIDGE
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	2
Census Block	2018
Census Tract	970500

Owner

Source: Dorchester County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	906 LOCUST ST, CAMBRIDGE, MD 21613-1710
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Oct 31, 2019	Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2019 · Amount on Record
Deed Sale	Oct 31, 2019 · Amount on Record
Prior Sale	May 20, 1998 · Amount on Record
Deed Book / Page	1546 / 168
Transfer Doc	MLB006560163
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Jun 16, 2026
Property Address	906 LOCUST ST, CAMBRIDGE, MD 21613-1710
Document Number	2021000294
Book / Page	2021 / 294
Instrument Date	Jun 5, 2026
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	906 LOCUST ST, CAMBRIDGE, MD 21613-1710

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DORCHESTER MD
Recording Date	Oct 31, 2019
Property Address	906 LOCUST ST, CAMBRIDGE, MD 21613-1710
Document Number	0015460168
Book / Page	001546 / 000168
Instrument Date	Oct 29, 2019
Transaction Type	Transfer
Record Updated	Nov 21, 2019
Title Company	CAMBRIDGE TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	47780 FATHOM PL STERLING VA 201657421, STERLING, VA 20165-7421

Mortgage

Document Number	15460173
Date	Oct 31, 2019
Book Page	001546/000173

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 30, 2049

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Municipality	Cambridge City
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,636.00 (+4.75%)	$207,167 (+12.1%)	$251,900 (+36.31%) Land $31,000 Building $220,900
2025	$3,471.00 (+27.14%) Homeowner's exemption	$184,800 (+25.09%) Land $31,000 Building $153,800	$184,800 (-) Land $31,000 Building $153,800
2023	$2,730.00	$147,733	$184,800 Land $31,000 Building $153,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 70% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 687 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Bay Country Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Locust St

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