902 Locust St, Cambridge, MD 21613 Property Records

Dorchester County property record for 902 Locust St, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,362 sqft · built 1916
Lot Size	0.152 acres (6,600 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Aug 2018)
Tax Bill	$2,375 (2025)
Deeds & Mortgages	Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-107528`

Property Details

APN / Parcel Number

Primary APN	`07-107528`
Alternative APNs	`7107528` `107528`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,362 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Architectural Style	Conventional
Exterior Material	Asbestos
Roof Material	Composition Shingle
Lot Area	6,600 sqft (0.152 acres)
Porch	Slab
Porch Area	453 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	107528
Street Address	902 LOCUST ST
City	CAMBRIDGE
State	MD
Zip	21613-1710
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT 6,600 SQ. FT. 902 LOCUST STREET CAMBRIDGE
Legal Subdivision	SURVEY OF LANDS OF HARRY G ETUX
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	2
Census Block	2018
Census Tract	970500

Owner

Source: Dorchester County records · APN 07-107528

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	902 LOCUST ST, CAMBRIDGE, MD 21613-1710
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 22, 2018 · Amount on Record
Deed Sale	Aug 22, 2018 · Amount on Record
Prior Sale	Feb 23, 1987 · Amount on Record
Deed Book / Page	1479 / 53
Record Updated	Sep 20, 2026

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Aug 22, 2018
Property Address	902 LOCUST ST, CAMBRIDGE, MD 21613-1710
Document Number	0014790053
Book / Page	1479 / 053
Map Reference	LB PLC40 FO49
Instrument Date	Aug 10, 2018
Transaction Type	Transfer
Record Updated	May 02, 2022
Title Company	CAPITOL TITLE INS AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 LOCUST ST, CAMBRIDGE, MD 21613-1710

Mortgage

Document Number	0000147961
Date	Aug 22, 2018
Instrument	1479/61

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2048

Tax Assessment & Valuation

Source: Dorchester County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Municipality	Cambridge City
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$173,800 (+22.08%)	$183,200 (+8.34%) Land $30,300 Building $152,900
2025	$2,375.00 (+12.77%) Homeowner's exemption
2023	$2,106.00 Homeowner's exemption	$142,367	$169,100 Land $30,300 Building $138,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 10, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 66% of the US · above 70% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Bay Country Communications, Verizon.

Based on FCC filings for 687 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF CAMBRIDGE WATER serves 15,000 people
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.